/* Reset & Base */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --primary: #3A83FF;
  --deep-navy: #1B0B7A;
  --hero-gradient-start: #1B0B7A;
  --hero-gradient-end: #0D0550;
  --light-bg: #F5FBFF;
  --white: #FFFFFF;
  --text-dark: #222222;
  --text-gray: #666666;
  --text-light: #999999;
  --border: #E0E0E0;
  --accent-orange: #FF6B35;
  --accent-green: #00C853;
  --hero-dark-background:
    radial-gradient(circle at 78% 38%, rgba(0,224,255,0.22) 0, transparent 28%),
    radial-gradient(circle at 18% 18%, rgba(78,124,255,0.22) 0, transparent 32%),
    linear-gradient(180deg, #09090B 0%, #101019 54%, #09090B 100%);
}

body {
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", "Malgun Gothic", "Apple SD Gothic Neo", sans-serif;
  color: var(--text-dark);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* Header */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 100;
  background: rgba(27, 11, 122, 0.95);
  backdrop-filter: blur(10px);
  padding: 12px 0;
  transition: background 0.3s, box-shadow 0.3s;
}

.site-header.scrolled {
  background: rgba(27, 11, 122, 0.98);
  box-shadow: 0 2px 20px rgba(0,0,0,0.3);
}

.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  align-items: center;
  gap: 32px;
}

.logo {
  font-size: 22px;
  font-weight: 800;
  color: var(--white);
  text-decoration: none;
  letter-spacing: 0;
  flex-shrink: 0;
}

.logo span { color: var(--primary); }

/* GNB Navigation */
.gnb { flex: 1; }

.gnb-list {
  display: flex;
  list-style: none;
  gap: 4px;
}

.gnb-link {
  display: block;
  padding: 8px 18px;
  color: rgba(255,255,255,0.65);
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  border-radius: 8px;
  transition: color 0.2s, background 0.2s;
}

.gnb-link:hover {
  color: var(--white);
  background: rgba(255,255,255,0.08);
}

.gnb-link.active {
  color: var(--white);
  font-weight: 600;
  background: rgba(58,131,255,0.2);
}

.header-right {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.header-cta {
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.25);
  color: var(--white);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  transition: background 0.3s;
}

.header-cta:hover { background: rgba(255,255,255,0.25); }

.header-cta svg { width: 16px; height: 16px; }

.auth-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.auth-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 50px;
  padding: 0 20px;
  border: 1px solid rgba(255,255,255,0.28);
  border-radius: 10px;
  background: transparent;
  color: #FFFFFF;
  font: inherit;
  font-size: 14px;
  line-height: 1;
  font-weight: 750;
  text-decoration: none;
  white-space: nowrap;
  cursor: pointer;
  transition: background 0.2s ease, border-color 0.2s ease, color 0.2s ease, transform 0.2s ease;
}

.auth-button:hover {
  transform: translateY(-1px);
  background: rgba(255,255,255,0.12);
  border-color: rgba(255,255,255,0.42);
}

.auth-button-signup {
  background: #FFFFFF;
  border-color: #FFFFFF;
  color: #07152B;
}

.auth-button-signup:hover {
  background: #F8FAFC;
  border-color: #F8FAFC;
}

.auth-button-admin {
  background: #FFFFFF;
  border-color: #FFFFFF;
  color: #07152B;
  text-decoration: none;
}

.auth-button-admin:hover {
  background: #F8FAFC;
  border-color: #F8FAFC;
}

.auth-user-chip {
  display: inline-flex;
  align-items: center;
  max-width: 180px;
  min-height: 42px;
  padding: 0 14px;
  border: 1px solid rgba(255,255,255,0.24);
  border-radius: 999px;
  color: #FFFFFF;
  font-size: 13px;
  font-weight: 800;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.auth-user-chip-loading {
  min-width: 74px;
  justify-content: center;
  opacity: 0.68;
}

.site-header.scrolled .auth-button,
.guide-light-page .auth-button,
.product-light-page .auth-button,
.company-light-page .auth-button {
  border-color: #E4EAF0;
  color: #07152B;
  background: transparent;
}

.site-header.scrolled .auth-button:hover,
.guide-light-page .auth-button:hover,
.product-light-page .auth-button:hover,
.company-light-page .auth-button:hover {
  background: #F7F9FB;
}

.site-header.scrolled .auth-button-signup,
.site-header.scrolled .auth-button-admin,
.guide-light-page .auth-button-signup,
.guide-light-page .auth-button-admin,
.product-light-page .auth-button-signup,
.product-light-page .auth-button-admin,
.company-light-page .auth-button-signup,
.company-light-page .auth-button-admin {
  background: #07152B;
  border-color: #07152B;
  color: #FFFFFF;
}

.site-header.scrolled .auth-user-chip,
.guide-light-page .auth-user-chip,
.product-light-page .auth-user-chip,
.company-light-page .auth-user-chip {
  border-color: #E4EAF0;
  color: #07152B;
  background: #F7F9FB;
}

.auth-modal {
  position: fixed;
  inset: 0;
  z-index: 2200;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  background: rgba(7, 21, 43, 0.52);
}

.auth-modal[hidden] {
  display: none;
}

.auth-panel {
  width: min(100%, 430px);
  padding: 30px;
  border: 1px solid #E4EAF0;
  border-radius: 20px;
  background: #FFFFFF;
  color: #07152B;
  box-shadow: 0 28px 90px rgba(7, 21, 43, 0.26);
}

.auth-panel-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 18px;
}

.auth-panel-head strong {
  color: #07152B;
  font-size: 26px;
  line-height: 1.22;
  font-weight: 900;
}

.auth-panel-head p {
  margin-top: 8px;
  color: #647386;
  font-size: 14px;
  line-height: 1.55;
  font-weight: 750;
}

.auth-close-btn {
  border: 0;
  background: transparent;
  color: #647386;
  font: inherit;
  font-size: 13px;
  font-weight: 850;
  cursor: pointer;
}

.auth-tabs {
  margin-top: 24px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6px;
  padding: 5px;
  border-radius: 12px;
  background: #F1F5F9;
}

.auth-tabs button {
  min-height: 42px;
  border: 0;
  border-radius: 9px;
  background: transparent;
  color: #647386;
  font: inherit;
  font-size: 14px;
  font-weight: 850;
  cursor: pointer;
}

.auth-tabs button.active {
  background: #FFFFFF;
  color: #07152B;
  box-shadow: 0 8px 20px rgba(17,36,63,0.08);
}

.auth-form {
  margin-top: 22px;
  display: grid;
  gap: 14px;
}

.auth-profile-fields {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.auth-profile-fields[hidden] {
  display: none;
}

.auth-confirm-field[hidden] {
  display: none;
}

.auth-form label {
  display: grid;
  gap: 8px;
}

.auth-form label span {
  color: #4F5E70;
  font-size: 13px;
  font-weight: 850;
}

.auth-form input {
  width: 100%;
  min-height: 50px;
  padding: 0 14px;
  border: 1px solid #DDE6EF;
  border-radius: 10px;
  background: #FFFFFF;
  color: #07152B;
  font: inherit;
  outline: none;
}

.auth-submit-btn {
  min-height: 52px;
  margin-top: 6px;
  border: 0;
  border-radius: 999px;
  background: #07152B;
  color: #FFFFFF;
  font: inherit;
  font-size: 15px;
  font-weight: 850;
  cursor: pointer;
}

.auth-submit-btn:disabled {
  cursor: wait;
  opacity: 0.72;
}

.auth-status {
  min-height: 20px;
  color: #D97706;
  font-size: 13px;
  line-height: 1.45;
  font-weight: 800;
}

/* Mobile Menu Button */
.mobile-menu-btn {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}

.mobile-menu-btn span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: transform 0.3s;
}

/* GNB Overlay (Mobile) */
.gnb-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0,0,0,0.5);
  z-index: 200;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.3s, visibility 0.3s;
}

.gnb-overlay.open {
  opacity: 1;
  visibility: visible;
}

.gnb-overlay-inner {
  position: absolute;
  top: 0;
  right: -300px;
  width: 280px;
  height: 100%;
  background: #1A1A3E;
  padding: 24px;
  transition: right 0.35s ease;
  overflow-y: auto;
}

.gnb-overlay.open .gnb-overlay-inner {
  right: 0;
}

.gnb-overlay-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 40px;
}

.gnb-close-btn {
  background: none;
  border: none;
  color: var(--white);
  cursor: pointer;
  padding: 4px;
}

.gnb-overlay-list {
  list-style: none;
}

.gnb-overlay-link {
  display: block;
  padding: 16px 0;
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  font-size: 18px;
  font-weight: 600;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  transition: color 0.2s;
}

.gnb-overlay-link:hover { color: var(--primary); }

.gnb-overlay-contact {
  margin-top: 40px;
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,0.1);
}

.gnb-overlay-contact p {
  font-size: 13px;
  color: rgba(255,255,255,0.5);
  margin-bottom: 8px;
}

.gnb-overlay-contact a {
  font-size: 22px;
  font-weight: 700;
  color: var(--primary);
  text-decoration: none;
}

/* Address Input */
.address-input-wrap {
  position: relative;
}

.address-input-wrap .form-input {
  padding-right: 48px;
  cursor: pointer;
}

.address-search-btn {
  position: absolute;
  right: 4px;
  top: 50%;
  transform: translateY(-50%);
  width: 40px;
  height: 40px;
  background: var(--primary);
  border: none;
  border-radius: 10px;
  color: var(--white);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.2s;
}

.address-search-btn:hover {
  background: #2563EB;
}

.address-search-btn:disabled,
.loan-address-search-btn:disabled {
  cursor: wait;
  opacity: 0.7;
}

/* Postcode Layer */
.postcode-layer {
  position: fixed;
  inset: 0;
  z-index: 1000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 20px;
  background: rgba(0, 0, 0, 0.55);
}

.postcode-layer.open {
  display: flex;
}

.postcode-panel {
  width: min(520px, 100%);
  height: min(620px, calc(100vh - 40px));
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
}

.postcode-header {
  height: 52px;
  padding: 0 16px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 1px solid var(--border);
}

.postcode-header strong {
  font-size: 16px;
  color: var(--text-dark);
}

.postcode-close-btn {
  width: 36px;
  height: 36px;
  border: none;
  border-radius: 8px;
  background: #F2F4F7;
  color: var(--text-dark);
  font-size: 26px;
  line-height: 1;
  cursor: pointer;
}

.postcode-close-btn:hover {
  background: #E5E7EB;
}

.postcode-body {
  height: calc(100% - 52px);
}

/* Hero */
.hero {
  background: linear-gradient(160deg, var(--hero-gradient-start), var(--hero-gradient-end));
  padding: 120px 20px 80px;
  min-height: 600px;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(58,131,255,0.15) 0%, transparent 70%);
  border-radius: 50%;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -10%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(58,131,255,0.1) 0%, transparent 70%);
  border-radius: 50%;
}

.hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
  display: flex;
  align-items: center;
  gap: 60px;
  position: relative;
  z-index: 1;
}

.hero-text { flex: 1; }

.hero-badge {
  display: inline-block;
  background: rgba(58,131,255,0.2);
  border: 1px solid rgba(58,131,255,0.4);
  color: #8BB8FF;
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 13px;
  font-weight: 500;
  margin-bottom: 20px;
}

.hero-title {
  font-size: 42px;
  font-weight: 800;
  color: var(--white);
  line-height: 1.3;
  margin-bottom: 16px;
  letter-spacing: 0;
}

.hero-title .highlight {
  color: var(--primary);
  position: relative;
}

.hero-subtitle {
  font-size: 18px;
  color: rgba(255,255,255,0.7);
  line-height: 1.6;
  margin-bottom: 8px;
}

.hero-note {
  font-size: 13px;
  color: rgba(255,255,255,0.4);
  margin-top: 16px;
}

/* Hero Form */
.hero-form-wrap {
  flex: 0 0 440px;
  background: var(--white);
  border-radius: 20px;
  padding: 36px 32px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.3);
}

.form-title {
  font-size: 22px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 4px;
  text-align: center;
}

.form-subtitle {
  font-size: 14px;
  color: var(--text-gray);
  text-align: center;
  margin-bottom: 28px;
}

.form-group { margin-bottom: 16px; }

.form-label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 6px;
}

.form-input {
  width: 100%;
  padding: 14px 16px;
  border: 1.5px solid var(--border);
  border-radius: 12px;
  font-size: 15px;
  font-family: inherit;
  transition: border-color 0.2s;
  outline: none;
  background: #F8F9FA;
}

.form-input:focus {
  border-color: var(--primary);
  background: var(--white);
}

.form-input::placeholder { color: #BBBBBB; }

.form-row {
  display: flex;
  gap: 12px;
}

.form-row .form-group { flex: 1; }

.form-select {
  width: 100%;
  padding: 14px 16px;
  border: 1.5px solid var(--border);
  border-radius: 12px;
  font-size: 15px;
  font-family: inherit;
  background: #F8F9FA url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23999' stroke-width='1.5' fill='none'/%3E%3C/svg%3E") no-repeat right 16px center;
  appearance: none;
  cursor: pointer;
  outline: none;
  transition: border-color 0.2s;
}

.form-select:focus { border-color: var(--primary); background-color: var(--white); }

.btn-submit {
  width: 100%;
  padding: 16px;
  background: linear-gradient(135deg, var(--primary), #2563EB);
  color: var(--white);
  border: none;
  border-radius: 12px;
  font-size: 17px;
  font-weight: 700;
  font-family: inherit;
  cursor: pointer;
  transition: transform 0.2s, box-shadow 0.2s;
  margin-top: 8px;
}

.btn-submit:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(58,131,255,0.4);
}

.form-notice {
  font-size: 12px;
  color: var(--text-light);
  text-align: center;
  margin-top: 12px;
}

/* Stats */
.stats {
  padding: 60px 20px;
  background: var(--white);
}

.stats-inner {
  max-width: 1000px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.stat-card {
  text-align: center;
  padding: 28px 16px;
  border-radius: 16px;
  background: var(--light-bg);
  transition: transform 0.3s;
}

.stat-card:hover { transform: translateY(-4px); }

.stat-icon {
  width: 48px;
  height: 48px;
  margin: 0 auto 12px;
  background: linear-gradient(135deg, var(--primary), #2563EB);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.stat-icon svg { width: 24px; height: 24px; color: var(--white); }

.stat-value {
  font-size: 28px;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: 4px;
}

.stat-value .unit {
  font-size: 16px;
  font-weight: 600;
  color: var(--text-gray);
}

.stat-label {
  font-size: 13px;
  color: var(--text-gray);
  font-weight: 500;
}

/* Why Section */
.why {
  padding: 80px 20px;
  background: var(--light-bg);
}

.why-layout {
  max-width: 1180px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(320px, 0.92fr) minmax(0, 1.08fr);
  gap: 72px;
  align-items: center;
}

.why-copy {
  max-width: 520px;
}

.why-copy .section-title {
  max-width: 480px;
  font-size: 44px;
  line-height: 1.28;
  margin-bottom: 24px;
}

.why-copy p {
  color: var(--text-gray);
  font-size: 17px;
  line-height: 1.8;
  margin-bottom: 34px;
}

.why-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 56px;
  padding: 0 30px;
  border-radius: 999px;
  background: var(--text-dark);
  color: var(--white);
  font-weight: 800;
  text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s;
}

.why-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 34px rgba(18,39,47,0.16);
}

.section-header {
  text-align: center;
  margin-bottom: 48px;
}

.section-tag {
  display: inline-block;
  background: rgba(58,131,255,0.1);
  color: var(--primary);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 12px;
}

.section-title {
  font-size: 32px;
  font-weight: 800;
  color: var(--text-dark);
  letter-spacing: 0;
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.why-card {
  background: var(--white);
  border-radius: 22px;
  padding: 28px 26px;
  min-height: 196px;
  text-align: left;
  box-shadow: 0 4px 20px rgba(0,0,0,0.05);
  transition: transform 0.3s, box-shadow 0.3s;
  position: relative;
  overflow: hidden;
}

.why-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary), #2563EB);
  opacity: 0;
  transition: opacity 0.3s;
}

.why-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.1);
}

.why-card:hover::before { opacity: 1; }

.why-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--white);
  font-size: 14px;
  font-weight: 700;
  margin-bottom: 16px;
}

.why-icon {
  width: 48px;
  height: 48px;
  margin: 0 0 18px;
  border-radius: 10px;
  background: rgba(58,131,255,0.12);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
}

.why-icon svg { width: 28px; height: 28px; }

.why-card-title {
  font-size: 20px;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: 10px;
}

.why-card-desc {
  font-size: 15px;
  color: var(--text-gray);
  line-height: 1.7;
}

.why-card-text {
  flex: 1;
  min-width: 0;
}

/* Loan Info */
.loan-info {
  padding: 80px 20px;
  background: var(--white);
}

.loan-info-inner {
  max-width: 900px;
  margin: 0 auto;
}

.info-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 40px;
}

.info-table th,
.info-table td {
  padding: 18px 24px;
  font-size: 15px;
  border-bottom: 1px solid var(--border);
  text-align: left;
}

.info-table th {
  background: var(--light-bg);
  font-weight: 600;
  color: var(--text-dark);
  width: 180px;
  border-right: 1px solid var(--border);
}

.info-table td {
  color: var(--text-gray);
}

.info-table tr:first-child th,
.info-table tr:first-child td {
  border-top: 2px solid var(--primary);
}

/* CTA Bottom */
.cta-bottom {
  padding: 60px 20px;
  background: linear-gradient(160deg, var(--hero-gradient-start), var(--hero-gradient-end));
  text-align: center;
}

.cta-bottom-title {
  font-size: 28px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 8px;
}

.cta-bottom-desc {
  font-size: 16px;
  color: rgba(255,255,255,0.7);
  margin-bottom: 28px;
}

.cta-bottom .btn-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 16px 40px;
  background: var(--primary);
  color: var(--white);
  border: none;
  border-radius: 12px;
  font-size: 17px;
  font-weight: 700;
  font-family: inherit;
  cursor: pointer;
  transition: transform 0.2s, box-shadow 0.2s;
  text-decoration: none;
}

.cta-bottom .btn-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(58,131,255,0.4);
}

/* Footer */
.site-footer {
  background: var(--hero-dark-background);
  border-top: 1px solid rgba(255,255,255,0.08);
  color: rgba(250,250,250,0.56);
  padding: 56px 20px 44px;
  font-size: 13px;
  line-height: 1.7;
}

.footer-inner {
  max-width: 1120px;
  margin: 0 auto;
}

.footer-top {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 28px;
  margin-bottom: 34px;
}

.footer-brand {
  flex: 0 0 auto;
  color: #FFFFFF;
  font-size: 22px;
  line-height: 1;
  font-weight: 900;
  text-decoration: none;
  letter-spacing: 0;
}

.footer-brand span {
  color: #3478FF;
}

.footer-links,
.footer-policy-links {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.footer-links a,
.footer-policy-links a {
  color: rgba(255,255,255,0.78);
  text-decoration: none;
  font-size: 13px;
  font-weight: 800;
}

.footer-links a:hover,
.footer-policy-links a:hover {
  color: #FFFFFF;
}

.footer-contact,
.footer-business,
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.10);
}


.footer-contact {
  padding: 24px 0 22px;
}

.footer-business {
  padding: 22px 0;
}

.footer-contact p,
.footer-business p,
.footer-bottom p {
  margin: 0;
}

.footer-contact p + p,
.footer-business p + p {
  margin-top: 8px;
}

.footer-contact p:first-child,
.footer-business p:first-child {
  color: #FFFFFF;
  font-weight: 850;
}

.footer-contact span,
.footer-business span {
  margin: 0 8px;
  color: rgba(255,255,255,0.34);
}

.footer-copy {
  font-size: inherit;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding-top: 22px;
}

.footer-bottom p {
  color: #FFFFFF;
  font-size: 12px;
  font-weight: 800;
}

/* Detail Pages */
.detail-main {
  background: #FFFFFF;
}

.detail-hero {
  padding: 128px 20px 72px;
  background:
    linear-gradient(135deg, rgba(27, 11, 122, 0.96), rgba(13, 5, 80, 0.98)),
    radial-gradient(circle at 78% 24%, rgba(58, 131, 255, 0.28), transparent 34%);
  color: var(--white);
}

.detail-hero-inner,
.detail-section-inner {
  max-width: 1120px;
  margin: 0 auto;
}

.detail-hero-kicker {
  display: inline-flex;
  padding: 6px 14px;
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: 999px;
  color: #A9C8FF;
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 18px;
}

.detail-hero-title {
  max-width: 760px;
  font-size: 42px;
  font-weight: 850;
  line-height: 1.28;
  letter-spacing: 0;
  margin-bottom: 18px;
}

.detail-hero-desc {
  max-width: 700px;
  font-size: 17px;
  line-height: 1.8;
  color: rgba(255,255,255,0.76);
  margin-bottom: 28px;
}

.detail-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.detail-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 22px;
  border-radius: 12px;
  font-size: 15px;
  font-weight: 800;
  text-decoration: none;
}

.detail-btn.primary {
  background: var(--primary);
  color: var(--white);
}

.detail-btn.secondary {
  background: rgba(255,255,255,0.12);
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.22);
}

.detail-section {
  padding: 76px 20px;
}

.detail-section.alt {
  background: var(--light-bg);
}

.detail-section-head {
  max-width: 680px;
  margin-bottom: 34px;
}

.detail-eyebrow {
  display: inline-block;
  color: var(--primary);
  font-size: 13px;
  font-weight: 800;
  margin-bottom: 8px;
}

.detail-title {
  font-size: 30px;
  font-weight: 850;
  line-height: 1.35;
  color: var(--text-dark);
  letter-spacing: 0;
}

.detail-lead {
  margin-top: 12px;
  font-size: 16px;
  color: var(--text-gray);
  line-height: 1.75;
}

.detail-metric-grid,
.detail-card-grid,
.review-grid,
.value-grid {
  display: grid;
  gap: 18px;
}

.detail-metric-grid {
  grid-template-columns: repeat(4, 1fr);
}

.detail-card-grid {
  grid-template-columns: repeat(3, 1fr);
}

.review-grid {
  grid-template-columns: repeat(3, 1fr);
}

.value-grid {
  grid-template-columns: repeat(3, 1fr);
}

.detail-metric,
.detail-card,
.review-card,
.value-card {
  background: var(--white);
  border: 1px solid #E7ECF3;
  border-radius: 12px;
  padding: 24px;
  box-shadow: 0 8px 24px rgba(25, 35, 60, 0.05);
}

.detail-metric {
  min-height: 132px;
}

.detail-metric-label,
.review-meta,
.value-label {
  color: var(--text-gray);
  font-size: 13px;
  font-weight: 700;
}

.detail-metric-value {
  margin-top: 8px;
  color: var(--text-dark);
  font-size: 25px;
  font-weight: 850;
}

.detail-metric-note {
  margin-top: 6px;
  color: var(--text-light);
  font-size: 12px;
  line-height: 1.5;
}

.detail-card-title,
.review-title,
.value-title {
  color: var(--text-dark);
  font-size: 18px;
  font-weight: 800;
  margin-bottom: 10px;
}

.detail-card-desc,
.review-text,
.value-desc {
  color: var(--text-gray);
  font-size: 14px;
  line-height: 1.72;
}

.process-list {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.process-step {
  position: relative;
  background: var(--white);
  border: 1px solid #E7ECF3;
  border-radius: 12px;
  padding: 24px 20px;
}

.process-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: rgba(58,131,255,0.12);
  color: var(--primary);
  font-weight: 850;
  margin-bottom: 16px;
}

.detail-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  border-top: 2px solid var(--primary);
}

.detail-table th,
.detail-table td {
  padding: 18px 22px;
  border-bottom: 1px solid #E6EBF1;
  text-align: left;
  vertical-align: top;
  font-size: 15px;
}

.detail-table th {
  width: 210px;
  color: var(--text-dark);
  background: #F7FAFF;
  font-weight: 800;
}

.detail-table td {
  color: var(--text-gray);
  line-height: 1.7;
}

.review-card {
  min-height: 250px;
}

.review-author {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 14px;
}

.review-badge {
  padding: 4px 9px;
  border-radius: 999px;
  background: rgba(58,131,255,0.1);
  color: var(--primary);
  font-size: 12px;
  font-weight: 800;
}

.review-stats {
  display: flex;
  gap: 10px;
  margin-top: 18px;
  color: var(--text-light);
  font-size: 12px;
}

.timeline {
  display: grid;
  gap: 14px;
}

.timeline-row {
  display: grid;
  grid-template-columns: 120px 1fr;
  gap: 20px;
  align-items: start;
  padding: 20px 0;
  border-bottom: 1px solid #E6EBF1;
}

.timeline-year {
  color: var(--primary);
  font-size: 22px;
  font-weight: 850;
}

.timeline-text {
  color: var(--text-gray);
  line-height: 1.75;
}

.detail-notice {
  margin-top: 18px;
  padding: 18px 20px;
  background: #FFF8F4;
  border: 1px solid #FFE1D3;
  border-radius: 12px;
  color: #8A3A1B;
  font-size: 13px;
  line-height: 1.7;
}

.detail-cta {
  text-align: center;
  background: linear-gradient(160deg, var(--hero-gradient-start), var(--hero-gradient-end));
  color: var(--white);
}

.detail-cta .detail-title {
  color: var(--white);
}

.detail-cta .detail-lead {
  color: rgba(255,255,255,0.75);
  margin-left: auto;
  margin-right: auto;
}

/* Animations */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Responsive - Tablet */
@media (max-width: 1024px) {
  .gnb { display: none; }
  .mobile-menu-btn { display: flex; }

  .hero-inner {
    flex-direction: column;
    gap: 40px;
    text-align: center;
  }

  .hero-form-wrap {
    flex: none;
    width: 100%;
    max-width: 480px;
  }

  .hero-title { font-size: 32px; }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
  .why-layout {
    grid-template-columns: 1fr;
    gap: 42px;
  }
  .why-copy {
    max-width: 680px;
  }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
}

/* Responsive - Mobile */
@media (max-width: 640px) {
  html { overflow-x: hidden; }
  body { overflow-x: hidden; }

  /* Header Mobile */
  .site-header { padding: 10px 0; }

  .header-inner { padding: 0 16px; }

  .auth-actions {
    gap: 6px;
  }

  .auth-button {
    min-height: 38px;
    padding: 0 11px;
    border-radius: 9px;
    font-size: 12px;
  }

  .auth-user-chip {
    max-width: 104px;
    min-height: 36px;
    padding: 0 10px;
    font-size: 12px;
  }

  .auth-panel {
    padding: 26px 22px;
    border-radius: 18px;
  }

  .auth-panel-head strong {
    font-size: 23px;
  }

  .auth-profile-fields {
    grid-template-columns: 1fr;
  }

  .logo { font-size: 18px; }

  .header-cta {
    padding: 8px 14px;
    font-size: 12px;
    gap: 5px;
  }

  .header-cta .cta-text { display: none; }

  .header-cta svg { width: 18px; height: 18px; }

  /* Hero Mobile */
  .hero {
    padding: 80px 16px 48px;
    min-height: auto;
  }

  .hero-inner {
    flex-direction: column;
    gap: 32px;
    text-align: center;
  }

  .hero-badge {
    font-size: 12px;
    padding: 5px 12px;
    margin-bottom: 14px;
  }

  .hero-title {
    font-size: 26px;
    line-height: 1.35;
    margin-bottom: 12px;
  }

  .hero-subtitle {
    font-size: 14px;
    line-height: 1.5;
  }

  .hero-note {
    font-size: 11px;
    margin-top: 10px;
  }

  /* Form Mobile */
  .hero-form-wrap {
    flex: none;
    width: 100%;
    max-width: 100%;
    padding: 24px 20px;
    border-radius: 16px;
  }

  .form-title { font-size: 19px; }
  .form-subtitle { font-size: 13px; margin-bottom: 20px; }

  .form-group { margin-bottom: 12px; }

  .form-input,
  .form-select {
    padding: 12px 14px;
    font-size: 14px;
    border-radius: 10px;
  }

  .form-row {
    flex-direction: column;
    gap: 0;
  }

  .btn-submit {
    padding: 14px;
    font-size: 16px;
    border-radius: 10px;
    margin-top: 4px;
    -webkit-tap-highlight-color: transparent;
  }

  .form-notice { font-size: 11px; margin-top: 8px; }

  /* Stats Mobile */
  .stats { padding: 40px 16px; }

  .stats-inner {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .stat-card {
    padding: 18px 10px;
    border-radius: 12px;
  }

  .stat-card:hover { transform: none; }

  .stat-icon {
    width: 40px;
    height: 40px;
    border-radius: 10px;
    margin-bottom: 8px;
  }

  .stat-icon svg { width: 20px; height: 20px; }

  .stat-value {
    font-size: 20px;
    margin-bottom: 2px;
  }

  .stat-value .unit { font-size: 13px; }

  .stat-label { font-size: 11px; }

  /* Why Section Mobile */
  .why { padding: 48px 16px; }

  .why-layout {
    gap: 28px;
  }

  .section-header { margin-bottom: 28px; }

  .section-tag {
    font-size: 12px;
    padding: 5px 12px;
    margin-bottom: 8px;
  }

  .section-title {
    font-size: 22px;
    letter-spacing: 0;
  }

  .why-copy .section-title {
    font-size: 30px;
    line-height: 1.28;
    margin-bottom: 14px;
  }

  .why-copy p {
    font-size: 15px;
    line-height: 1.7;
    margin-bottom: 22px;
  }

  .why-cta {
    width: 100%;
    min-height: 52px;
  }

  .why-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .why-card {
    padding: 20px;
    border-radius: 14px;
    display: flex;
    flex-direction: row;
    align-items: flex-start;
    text-align: left;
    gap: 16px;
    position: relative;
  }

  .why-card:hover { transform: none; }

  .why-num {
    display: none;
  }

  .why-icon {
    width: 48px;
    height: 48px;
    margin: 0;
    flex-shrink: 0;
  }

  .why-icon svg { width: 26px; height: 26px; }

  .why-card-title { font-size: 15px; margin-bottom: 2px; }

  .why-card-desc { font-size: 13px; line-height: 1.4; }

  /* Loan Info Mobile */
  .loan-info { padding: 48px 16px; }

  .info-table { margin-top: 24px; }

  .info-table,
  .info-table thead,
  .info-table tbody,
  .info-table th,
  .info-table td,
  .info-table tr {
    display: block;
  }

  .info-table tr {
    margin-bottom: 0;
    border-bottom: 1px solid var(--border);
  }

  .info-table tr:first-child { border-top: 2px solid var(--primary); }
  .info-table tr:first-child th,
  .info-table tr:first-child td { border-top: none; }

  .info-table th {
    width: 100%;
    padding: 12px 16px 4px;
    font-size: 13px;
    font-weight: 700;
    border-right: none;
    border-bottom: none;
    background: transparent;
    color: var(--primary);
  }

  .info-table td {
    width: 100%;
    padding: 4px 16px 12px;
    font-size: 14px;
    border-bottom: none;
  }

  /* CTA Bottom Mobile */
  .cta-bottom { padding: 40px 16px; }

  .cta-bottom-title {
    font-size: 20px;
    line-height: 1.4;
    margin-bottom: 6px;
  }

  .cta-bottom-desc {
    font-size: 14px;
    margin-bottom: 20px;
  }

  .cta-bottom .btn-cta {
    padding: 14px 32px;
    font-size: 15px;
    border-radius: 10px;
    width: 100%;
    justify-content: center;
  }

  /* Footer Mobile */
  .site-footer {
    padding: 38px 18px 30px;
    font-size: 12px;
    line-height: 1.7;
  }

  .footer-top,
  .footer-bottom {
    align-items: flex-start;
    flex-direction: column;
  }

  .footer-top {
    gap: 18px;
    margin-bottom: 26px;
  }

  .footer-links,
  .footer-policy-links {
    gap: 12px 18px;
  }

  .footer-contact,
  .footer-business {
    padding: 20px 0;
  }

  .footer-contact span,
  .footer-business span {
    margin: 0 5px;
  }

  .footer-bottom {
    gap: 14px;
    padding-top: 20px;
  }

  .detail-hero {
    padding: 96px 16px 48px;
  }

  .detail-hero-title {
    font-size: 28px;
  }

  .detail-hero-desc {
    font-size: 15px;
  }

  .detail-hero-actions {
    flex-direction: column;
  }

  .detail-btn {
    width: 100%;
  }

  .detail-section {
    padding: 48px 16px;
  }

  .detail-title {
    font-size: 23px;
  }

  .detail-metric-grid,
  .detail-card-grid,
  .review-grid,
  .value-grid,
  .process-list {
    grid-template-columns: 1fr;
  }

  .detail-table,
  .detail-table tbody,
  .detail-table tr,
  .detail-table th,
  .detail-table td {
    display: block;
    width: 100%;
  }

  .detail-table th {
    padding: 14px 16px 4px;
    background: transparent;
    color: var(--primary);
  }

  .detail-table td {
    padding: 4px 16px 14px;
  }

  .timeline-row {
    grid-template-columns: 1fr;
    gap: 6px;
  }
}

/* Responsive - Small Mobile */
@media (max-width: 360px) {
  .hero-title { font-size: 22px; }
  .hero-form-wrap { padding: 20px 16px; }
  .form-title { font-size: 17px; }
  .stat-value { font-size: 18px; }
  .stat-value .unit { font-size: 12px; }
  .section-title { font-size: 20px; }
  .cta-bottom-title { font-size: 18px; }
}

/* ===============================================
   Loan Page Styles
   =============================================== */

.loan-body {
  background: linear-gradient(180deg, #F0F4FF 0%, #FFFFFF 40%);
  min-height: 100vh;
}

/* Loan Header */
.loan-header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 56px;
  background: var(--white);
  border-bottom: 1px solid #EAEEF3;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 16px;
  z-index: 100;
}

.loan-header-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--text-dark);
  position: absolute;
  left: 50%;
  transform: translateX(-50%);
}

.loan-back-btn,
.loan-close-btn {
  background: none;
  border: none;
  cursor: pointer;
  color: var(--text-dark);
  padding: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* Progress Bar */
.loan-progress {
  position: fixed;
  top: 56px;
  left: 0;
  width: 100%;
  height: 4px;
  background: #E8ECF0;
  z-index: 99;
}

.loan-progress-bar {
  height: 100%;
  background: linear-gradient(90deg, var(--primary), #2563EB);
  border-radius: 0 4px 4px 0;
  transition: width 0.4s ease;
}

/* Loan Main */
.loan-main {
  max-width: 520px;
  margin: 0 auto;
  padding: 80px 20px 120px;
}

/* Loan Steps */
.loan-step {
  display: none;
  animation: stepFadeIn 0.4s ease;
}

.loan-step.active {
  display: block;
}

@keyframes stepFadeIn {
  from { opacity: 0; transform: translateX(20px); }
  to { opacity: 1; transform: translateX(0); }
}

.loan-step-title {
  font-size: 22px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 28px;
  line-height: 1.4;
}

/* Loan Option Buttons (Step 1) */
.loan-options {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.loan-option-btn {
  display: flex;
  align-items: center;
  gap: 14px;
  width: 100%;
  padding: 18px 20px;
  background: var(--white);
  border: 1.5px solid #E0E5EC;
  border-radius: 14px;
  font-size: 16px;
  font-weight: 500;
  font-family: inherit;
  color: var(--text-dark);
  cursor: pointer;
  transition: border-color 0.2s, background 0.2s, box-shadow 0.2s;
  text-align: left;
}

.loan-option-btn:hover {
  border-color: #B8C4D6;
  background: #FAFBFD;
}

.loan-option-btn.selected {
  border-color: var(--primary);
  background: rgba(58,131,255,0.04);
  box-shadow: 0 0 0 3px rgba(58,131,255,0.1);
}

.option-check {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  border: 2px solid #D0D5DD;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: border-color 0.2s, background 0.2s;
  color: transparent;
}

.loan-option-btn.selected .option-check {
  border-color: var(--primary);
  background: var(--primary);
  color: var(--white);
}

/* Loan Form Elements */
.loan-form-group {
  margin-bottom: 24px;
}

.loan-form-label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 8px;
}

.loan-form-input {
  width: 100%;
  padding: 14px 16px;
  border: 1.5px solid #E0E5EC;
  border-radius: 12px;
  font-size: 15px;
  font-family: inherit;
  background: var(--white);
  outline: none;
  transition: border-color 0.2s;
}

.loan-form-input:focus {
  border-color: var(--primary);
}

.loan-form-input::placeholder { color: #B0B8C4; }

.loan-form-row {
  display: flex;
  gap: 12px;
}

.loan-form-row .loan-form-group { flex: 1; }

.loan-address-display {
  padding: 14px 16px;
  background: #F5F7FA;
  border: 1.5px solid #E0E5EC;
  border-radius: 12px;
  font-size: 15px;
  color: var(--text-dark);
  line-height: 1.5;
}

.loan-address-wrap {
  position: relative;
}

.loan-address-wrap .loan-address-display {
  padding-right: 48px;
  cursor: pointer;
}

.loan-address-search-btn {
  position: absolute;
  right: 4px;
  top: 50%;
  transform: translateY(-50%);
  width: 40px;
  height: 40px;
  background: var(--primary);
  border: none;
  border-radius: 10px;
  color: var(--white);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.2s;
}

.loan-address-search-btn:hover {
  background: #2563EB;
}

/* Radio Group */
.loan-radio-group {
  display: flex;
  gap: 10px;
}

.loan-radio-btn {
  flex: 1;
  padding: 14px 12px;
  background: var(--white);
  border: 1.5px solid #E0E5EC;
  border-radius: 12px;
  font-size: 14px;
  font-weight: 500;
  font-family: inherit;
  color: var(--text-gray);
  cursor: pointer;
  text-align: center;
  transition: border-color 0.2s, color 0.2s, background 0.2s;
}

.loan-radio-btn:hover {
  border-color: #B8C4D6;
}

.loan-radio-btn.selected {
  border-color: var(--primary);
  color: var(--primary);
  background: rgba(58,131,255,0.04);
  font-weight: 600;
}

/* Amount Input */
.loan-input-unit-wrap {
  position: relative;
}

.loan-input-unit-wrap .loan-form-input {
  padding-right: 52px;
}

.loan-input-unit {
  position: absolute;
  right: 16px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 14px;
  font-weight: 600;
  color: var(--text-gray);
}

.loan-amount-chips {
  display: flex;
  gap: 8px;
  margin-top: 12px;
}

.loan-chip {
  flex: 1;
  padding: 10px 4px;
  background: #F0F4FF;
  border: 1px solid #D4DEFF;
  border-radius: 8px;
  font-size: 13px;
  font-weight: 600;
  font-family: inherit;
  color: var(--primary);
  cursor: pointer;
  text-align: center;
  transition: background 0.2s;
}

.loan-chip:hover {
  background: #E0E9FF;
}

/* Agree Checkbox */
.loan-agree-wrap {
  margin-top: 32px;
  padding-top: 20px;
  border-top: 1px solid #E8ECF0;
}

.loan-agree-label {
  display: flex;
  align-items: center;
  gap: 10px;
  cursor: pointer;
  font-size: 14px;
  color: var(--text-dark);
}

.loan-checkbox {
  display: none;
}

.loan-checkbox-custom {
  width: 22px;
  height: 22px;
  border: 2px solid #D0D5DD;
  border-radius: 6px;
  flex-shrink: 0;
  position: relative;
  transition: border-color 0.2s, background 0.2s;
}

.loan-checkbox:checked + .loan-checkbox-custom {
  border-color: var(--primary);
  background: var(--primary);
}

.loan-checkbox:checked + .loan-checkbox-custom::after {
  content: '';
  position: absolute;
  top: 3px;
  left: 6px;
  width: 6px;
  height: 10px;
  border: solid var(--white);
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}

/* Bottom Button */
.loan-bottom {
  position: fixed;
  bottom: 0;
  left: 0;
  width: 100%;
  padding: 16px 20px;
  padding-bottom: max(16px, env(safe-area-inset-bottom));
  background: var(--white);
  border-top: 1px solid #EAEEF3;
  z-index: 90;
}

.loan-next-btn {
  display: block;
  width: 100%;
  max-width: 520px;
  margin: 0 auto;
  padding: 16px;
  background: linear-gradient(135deg, var(--primary), #2563EB);
  color: var(--white);
  border: none;
  border-radius: 14px;
  font-size: 17px;
  font-weight: 700;
  font-family: inherit;
  cursor: pointer;
  transition: opacity 0.2s, transform 0.2s;
}

.loan-next-btn:hover {
  transform: translateY(-1px);
}

.loan-next-btn.disabled {
  background: #C8CED8;
  cursor: not-allowed;
}

.loan-next-btn:disabled {
  background: #C8CED8;
  cursor: not-allowed;
}

.loan-next-btn.disabled:hover {
  transform: none;
}

.loan-next-btn:disabled:hover {
  transform: none;
}

/* Result Page (Step 5) */
.loan-result {
  text-align: center;
  padding-top: 20px;
}

.loan-result-icon {
  width: 72px;
  height: 72px;
  margin: 0 auto 20px;
  background: linear-gradient(135deg, rgba(58,131,255,0.1), rgba(37,99,235,0.15));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
}

.loan-result-title {
  font-size: 24px;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: 8px;
}

.loan-result-subtitle {
  font-size: 15px;
  color: var(--text-gray);
  margin-bottom: 32px;
}

.loan-result-cards {
  display: flex;
  gap: 12px;
  margin-bottom: 16px;
}

.loan-result-card {
  flex: 1;
  background: var(--white);
  border: 1px solid #E0E5EC;
  border-radius: 16px;
  padding: 20px 12px;
  box-shadow: 0 2px 12px rgba(0,0,0,0.04);
}

.result-card-label {
  font-size: 12px;
  color: var(--text-gray);
  margin-bottom: 8px;
  font-weight: 500;
}

.result-card-value {
  font-size: 18px;
  font-weight: 800;
  color: var(--primary);
}

.loan-result-notice {
  font-size: 12px;
  color: var(--text-light);
  margin-bottom: 28px;
}

.loan-result-info {
  background: #F8F9FB;
  border-radius: 14px;
  padding: 20px;
  text-align: left;
}

.result-info-row {
  display: flex;
  justify-content: space-between;
  padding: 10px 0;
  font-size: 14px;
  border-bottom: 1px solid #EAEEF3;
}

.result-info-row:last-child { border-bottom: none; }

.result-info-row span:first-child {
  color: var(--text-gray);
  font-weight: 500;
}

.result-info-row span:last-child {
  color: var(--text-dark);
  font-weight: 600;
}

/* Loan Page Responsive */
@media (max-width: 640px) {
  .loan-step-title { font-size: 20px; }
  .loan-option-btn { padding: 16px 18px; font-size: 15px; }
  .loan-result-cards { flex-direction: column; }
  .result-card-value { font-size: 20px; }
  .loan-result-title { font-size: 22px; }
}

/* Premium Design Pass */
:root {
  --primary: #176B87;
  --primary-dark: #0E4A5D;
  --deep-navy: #11272F;
  --hero-gradient-start: #10252C;
  --hero-gradient-end: #17353D;
  --light-bg: #F5F7F8;
  --white: #FFFFFF;
  --text-dark: #172126;
  --text-gray: #5F6D75;
  --text-light: #8C989F;
  --border: #DDE5E8;
  --accent-orange: #C9842A;
  --accent-green: #1F8A65;
  --surface-soft: #F8FAFA;
  --shadow-sm: 0 8px 24px rgba(18, 39, 47, 0.07);
  --shadow-md: 0 18px 48px rgba(18, 39, 47, 0.12);
}

body {
  background: var(--surface-soft);
  letter-spacing: 0;
}

.site-header {
  background: rgba(16, 37, 44, 0.78);
  border-bottom: 0;
  box-shadow: none;
}

.site-header.scrolled {
  background: rgba(255,255,255,0.94);
  border-bottom: 0;
  box-shadow: 0 8px 28px rgba(18, 39, 47, 0.08);
}

.site-header.scrolled .logo,
.site-header.scrolled .gnb-link,
.site-header.scrolled .header-cta,
.site-header.scrolled .mobile-menu-btn span {
  color: var(--text-dark);
}

.site-header.scrolled .mobile-menu-btn span {
  background: var(--text-dark);
}

.site-header.scrolled .logo span {
  color: var(--primary);
}

.gnb-list {
  gap: 2px;
}

.gnb-link {
  border-radius: 8px;
  font-weight: 650;
  color: rgba(255,255,255,0.72);
}

.site-header.scrolled .gnb-link {
  color: #64727A;
}

.gnb-link:hover,
.gnb-link.active,
.site-header.scrolled .gnb-link:hover,
.site-header.scrolled .gnb-link.active {
  color: var(--text-dark);
  background: rgba(23,107,135,0.10);
}

.site-header:not(.scrolled) .gnb-link:hover,
.site-header:not(.scrolled) .gnb-link.active {
  color: var(--white);
  background: rgba(255,255,255,0.12);
}

.header-cta {
  min-height: 38px;
  border-radius: 999px;
  background: rgba(255,255,255,0.10);
  border-color: rgba(255,255,255,0.22);
  font-weight: 750;
}

.site-header.scrolled .header-cta {
  background: var(--surface-soft);
  border-color: var(--border);
}

.detail-hero,
.cta-bottom,
.detail-cta {
  background:
    linear-gradient(135deg, rgba(16,37,44,0.96), rgba(23,53,61,0.98)),
    repeating-linear-gradient(90deg, rgba(255,255,255,0.05) 0, rgba(255,255,255,0.05) 1px, transparent 1px, transparent 88px);
}

.hero {
  min-height: 720px;
  padding: 132px 20px 96px;
  background:
    linear-gradient(180deg, rgba(247,250,246,0.96), rgba(255,255,255,1) 72%),
    repeating-linear-gradient(90deg, rgba(23,107,135,0.07) 0, rgba(23,107,135,0.07) 1px, transparent 1px, transparent 92px);
}

.hero::before {
  inset: 0;
  width: auto;
  height: auto;
  background: linear-gradient(110deg, rgba(23,107,135,0.08), transparent 48%);
  border-radius: 0;
}

.hero::after {
  top: 108px;
  right: 24px;
  bottom: 72px;
  left: auto;
  width: min(32vw, 420px);
  height: auto;
  background: linear-gradient(180deg, rgba(240,184,110,0.22), rgba(23,107,135,0.08));
  border: 1px solid rgba(23,107,135,0.10);
  border-radius: 28px;
}

.hero-inner {
  gap: 72px;
}

.hero-badge,
.detail-hero-kicker,
.section-tag,
.review-badge {
  border-radius: 999px;
  background: rgba(23,107,135,0.10);
  border: 1px solid rgba(23,107,135,0.18);
  color: var(--primary-dark);
  font-weight: 800;
}

.detail-hero-kicker {
  background: rgba(255,255,255,0.11);
  border-color: rgba(255,255,255,0.18);
  color: #D9ECEF;
}

.hero-badge {
  background: #E9F5F1;
  border-color: rgba(31,138,101,0.22);
  color: #1F6F52;
}

.hero-title,
.detail-hero-title {
  font-weight: 850;
  letter-spacing: 0;
}

.hero-title {
  max-width: 620px;
  color: var(--text-dark);
  font-size: clamp(44px, 5vw, 70px);
  line-height: 1.12;
}

.hero-title .highlight {
  color: var(--primary-dark);
}

.detail-hero-desc {
  color: rgba(255,255,255,0.72);
}

.hero-subtitle {
  max-width: 520px;
  color: var(--text-gray);
  font-size: 20px;
}

.hero-note {
  color: var(--text-light);
}

.hero-proof-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 26px 0 0;
  padding: 0;
  list-style: none;
}

.hero-proof-list li {
  display: inline-flex;
  align-items: center;
  min-height: 38px;
  padding: 8px 13px;
  border: 1px solid rgba(23,107,135,0.14);
  border-radius: 999px;
  background: rgba(255,255,255,0.78);
  color: var(--text-dark);
  font-size: 13px;
  font-weight: 750;
  box-shadow: 0 6px 18px rgba(18,39,47,0.05);
}

.hero-form-wrap {
  border-radius: 8px;
  border: 1px solid rgba(23,107,135,0.13);
  box-shadow: var(--shadow-md);
  position: relative;
  overflow: hidden;
}

.hero-limit-card {
  flex-basis: 420px;
  padding: 32px;
  border-radius: 18px;
  background:
    linear-gradient(180deg, #FFFFFF 0%, #F8FAFA 100%);
}

.hero-form-wrap::before {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  left: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary), #F0B86E);
}

.hero-form-kicker {
  display: block;
  width: fit-content;
  margin: 0;
  padding: 6px 12px;
  border-radius: 999px;
  background: rgba(23,107,135,0.10);
  color: var(--primary-dark);
  font-size: 12px;
  font-weight: 800;
}

.limit-card-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 22px;
}

.limit-card-safe {
  color: var(--text-light);
  font-size: 12px;
  font-weight: 750;
}

.hero-limit-card .form-title {
  text-align: left;
  font-size: 28px;
  line-height: 1.28;
  margin-bottom: 10px;
}

.hero-limit-card .form-subtitle {
  text-align: left;
  margin-bottom: 0;
}

.hero-start-form {
  margin-top: 28px;
}

.hero-limit-card .btn-submit {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 58px;
  background: #101C21;
  color: #FFFFFF;
  font-size: 16px;
  border-radius: 999px;
}

.hero-limit-card .btn-submit:hover {
  background: var(--primary-dark);
}

.hero-limit-card .btn-submit svg {
  flex: 0 0 auto;
}

.limit-snapshot {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin-top: 16px;
}

.limit-snapshot div {
  padding: 16px;
  border: 1px solid var(--border);
  border-radius: 12px;
  background: #FFFFFF;
}

.limit-snapshot strong,
.limit-snapshot span {
  display: block;
}

.limit-snapshot strong {
  color: var(--text-dark);
  font-size: 20px;
  font-weight: 850;
  line-height: 1.2;
}

.limit-snapshot span {
  margin-top: 6px;
  color: var(--text-light);
  font-size: 12px;
  font-weight: 700;
}

.limit-flow {
  display: grid;
  gap: 8px;
  margin-top: 18px;
  padding: 16px;
  border-radius: 14px;
  background: #EEF6F4;
}

.limit-flow p {
  display: flex;
  align-items: center;
  gap: 9px;
  margin: 0;
  color: var(--text-gray);
  font-size: 13px;
  font-weight: 700;
}

.limit-flow span {
  color: var(--primary-dark);
  font-size: 11px;
  font-weight: 850;
}

.hero-start-list {
  display: grid;
  gap: 10px;
  margin-bottom: 20px;
}

.hero-start-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 15px 16px;
  border: 1px solid var(--border);
  border-radius: 8px;
  background: var(--surface-soft);
  text-align: left;
}

.hero-start-item span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 30px;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--white);
  color: var(--primary);
  font-size: 13px;
  font-weight: 850;
  box-shadow: inset 0 0 0 1px rgba(23,107,135,0.18);
}

.hero-start-item p {
  margin: 0;
  color: var(--text-gray);
  font-size: 13px;
  line-height: 1.55;
}

.hero-start-item strong {
  display: block;
  margin-bottom: 2px;
  color: var(--text-dark);
  font-size: 14px;
  font-weight: 800;
}

.hero-start-form .btn-submit {
  margin-top: 0;
}

.form-title,
.loan-step-title,
.detail-title,
.section-title {
  letter-spacing: 0;
}

.form-input,
.form-select,
.loan-form-input,
.loan-address-display {
  border-radius: 8px;
  border: 1px solid var(--border);
  background: #FBFCFC;
}

.form-input:focus,
.form-select:focus,
.loan-form-input:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(23,107,135,0.10);
}

.address-search-btn,
.loan-address-search-btn,
.btn-submit,
.detail-btn.primary,
.cta-bottom .btn-cta,
.loan-next-btn {
  background: var(--primary);
  border-radius: 8px;
  box-shadow: none;
}

.address-search-btn:hover,
.loan-address-search-btn:hover,
.btn-submit:hover,
.detail-btn.primary:hover,
.cta-bottom .btn-cta:hover,
.loan-next-btn:hover {
  background: var(--primary-dark);
  box-shadow: 0 10px 22px rgba(23,107,135,0.22);
}

.detail-btn.secondary {
  border-radius: 8px;
}

.stats {
  position: relative;
  padding: 0 20px 76px;
  background: linear-gradient(180deg, #FFFFFF 0%, var(--surface-soft) 100%);
}

.stats-inner {
  position: relative;
  z-index: 2;
  max-width: 1120px;
  margin-top: -38px;
  padding: 16px;
  background: rgba(255,255,255,0.86);
  border: 1px solid rgba(221,229,232,0.86);
  border-radius: 8px;
  box-shadow: var(--shadow-sm);
  backdrop-filter: blur(10px);
}

.stat-card {
  border-radius: 8px;
  background: transparent;
  border-right: 1px solid var(--border);
}

.stat-card:last-child {
  border-right: none;
}

.stat-icon,
.why-num,
.process-num {
  background: rgba(23,107,135,0.10);
  color: var(--primary);
}

.stat-icon svg {
  color: var(--primary);
}

.why,
.detail-section.alt,
.loan-body {
  background: var(--surface-soft);
}

.why-card,
.detail-metric,
.detail-card,
.review-card,
.value-card,
.process-step,
.loan-option-btn,
.loan-result-card {
  border-radius: 8px;
  border: 1px solid var(--border);
  box-shadow: 0 10px 26px rgba(18, 39, 47, 0.055);
}

.why-card {
  text-align: left;
}

.why-card::before {
  background: var(--accent-orange);
  opacity: 1;
  height: 2px;
}

.why-card:hover,
.stat-card:hover {
  transform: translateY(-3px);
}

.why-icon {
  margin-left: 0;
  margin-right: 0;
}

.info-table,
.detail-table {
  border-collapse: separate;
  border-spacing: 0;
  border: 1px solid var(--border);
  border-top: 2px solid var(--primary);
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 10px 28px rgba(18, 39, 47, 0.045);
}

.info-table th,
.detail-table th {
  background: #F2F6F7;
}

.site-footer {
  background: var(--hero-dark-background);
}

.floating-loan-cta {
  position: fixed;
  left: 50%;
  bottom: calc(24px + env(safe-area-inset-bottom, 0px));
  z-index: 180;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  width: min(420px, calc(100% - 40px));
  min-height: 58px;
  padding: 0 26px;
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 999px;
  background: linear-gradient(135deg, #3478FF 0%, #00BFE8 100%);
  color: #FFFFFF;
  font-size: 18px;
  font-weight: 850;
  line-height: 1;
  text-decoration: none;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  box-shadow: 0 18px 44px rgba(18, 81, 215, 0.30), 0 6px 18px rgba(0,0,0,0.18);
  transform: translate(-50%, 18px);
  transition: opacity 0.18s ease, visibility 0.18s ease, transform 0.18s ease, box-shadow 0.18s ease, filter 0.18s ease;
}

.floating-loan-cta.is-visible {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateX(-50%);
}

.floating-loan-cta.is-visible:hover {
  color: #FFFFFF;
  filter: brightness(1.03);
  box-shadow: 0 22px 52px rgba(18, 81, 215, 0.36), 0 8px 20px rgba(0,0,0,0.20);
  transform: translate(-50%, -3px);
}

.floating-loan-cta:focus-visible {
  outline: 3px solid rgba(52,120,255,0.28);
  outline-offset: 4px;
}

.floating-loan-cta svg {
  flex: 0 0 auto;
}

.home-page .site-footer,
.product-light-page .site-footer {
  padding-bottom: 132px;
}

.detail-main {
  background: #FFFFFF;
}

.detail-section {
  padding: 84px 20px;
}

.detail-section-head {
  max-width: 760px;
}

.detail-metric-value,
.timeline-year,
.result-card-value {
  color: var(--primary);
}

.detail-notice {
  border-radius: 8px;
  background: #FFF9EF;
  border-color: #F1D4A4;
  color: #75521B;
}

.gnb-overlay-inner {
  background: #111C21;
  border-left: 1px solid rgba(255,255,255,0.08);
}

.gnb-close-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 8px;
}

.loan-header {
  height: 64px;
  border-bottom: 1px solid var(--border);
  box-shadow: 0 6px 22px rgba(18, 39, 47, 0.05);
}

.loan-header-title {
  font-weight: 800;
}

.loan-progress {
  top: 64px;
  height: 3px;
  background: #E6ECEE;
}

.loan-progress-bar {
  background: var(--primary);
}

.loan-main {
  max-width: 560px;
  padding-top: 100px;
  min-height: calc(100vh - 64px);
  padding-bottom: 120px;
  width: 100%;
}

.loan-body .site-footer {
  display: none;
}

.pdf-viewer-page {
  min-height: 100vh;
  background:
    radial-gradient(circle at 82% 12%, rgba(0,224,255,0.13), transparent 30%),
    linear-gradient(180deg, #09090B 0%, #101019 56%, #09090B 100%);
  color: #FFFFFF;
}

.pdf-viewer {
  width: min(1180px, calc(100% - 40px));
  min-height: 100vh;
  margin: 0 auto;
  padding: 28px 0 36px;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.pdf-viewer-header {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 22px;
  padding: 18px 0;
}

.pdf-viewer-logo {
  color: #FFFFFF;
  font-size: 22px;
  font-weight: 900;
  text-decoration: none;
}

.pdf-viewer-logo span {
  color: var(--primary);
}

.pdf-viewer-kicker {
  margin: 0 0 4px;
  color: rgba(255,255,255,0.58);
  font-size: 12px;
  font-weight: 850;
  letter-spacing: 0.12em;
}

.pdf-viewer h1 {
  margin: 0;
  color: #FFFFFF;
  font-size: clamp(24px, 3vw, 38px);
  font-weight: 900;
  letter-spacing: -0.02em;
}

.pdf-viewer-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 18px;
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: 999px;
  color: #FFFFFF;
  background: rgba(255,255,255,0.08);
  text-decoration: none;
  font-size: 14px;
  font-weight: 850;
}

.pdf-viewer-frame {
  flex: 1;
  min-height: 70vh;
  overflow: hidden;
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: 18px;
  background: #FFFFFF;
  box-shadow: 0 28px 90px rgba(0,0,0,0.34);
}

.pdf-viewer-frame iframe {
  width: 100%;
  height: 100%;
  min-height: 70vh;
  border: 0;
  background: #FFFFFF;
}

.pdf-viewer-note {
  margin: 0;
  color: rgba(255,255,255,0.62);
  font-size: 13px;
  line-height: 1.6;
}

.policy-main {
  min-height: 100vh;
  background: #FFFFFF;
  color: #07152B;
}

.policy-hero {
  padding: 140px 20px 64px;
  background:
    radial-gradient(circle at 82% 18%, rgba(0,191,232,0.10), transparent 30%),
    linear-gradient(180deg, #F8FBFF 0%, #FFFFFF 100%);
  border-bottom: 1px solid #E8EEF4;
}

.policy-hero-inner {
  max-width: 1120px;
  margin: 0 auto;
}

.policy-kicker {
  margin: 0 0 12px;
  color: var(--primary);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.14em;
}

.policy-hero h1 {
  margin: 0;
  color: #07152B;
  font-size: clamp(24px, 3vw, 30px);
  line-height: 1.08;
  font-weight: 900;
  letter-spacing: -0.04em;
}

.policy-hero-inner > p:not(.policy-kicker) {
  max-width: 760px;
  margin: 20px 0 0;
  color: #526174;
  font-size: 16px;
  line-height: 1.75;
  font-weight: 650;
}

.policy-hero span {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  margin-top: 22px;
  padding: 0 14px;
  border-radius: 999px;
  background: #EEF6FF;
  color: #176B87;
  font-size: 13px;
  font-weight: 850;
}

.policy-content {
  padding: 64px 20px 96px;
}

.policy-document {
  max-width: 1040px;
  margin: 0 auto;
  padding: 52px;
  border: 1px solid #E4EAF0;
  border-radius: 24px;
  background: #FFFFFF;
  box-shadow: 0 24px 72px rgba(17,36,63,0.08);
}

.policy-document-head {
  padding-bottom: 30px;
  border-bottom: 1px solid #E8EEF4;
}

.policy-document-head h2 {
  margin: 0;
  color: #07152B;
  font-size: clamp(18px, 2vw, 24px);
  line-height: 1.25;
  font-weight: 900;
  letter-spacing: -0.03em;
}

.policy-document-head p,
.policy-section p,
.policy-section li {
  color: #435366;
  font-size: 14px;
  line-height: 1.78;
  font-weight: 560;
}

.policy-document-head p {
  margin: 16px 0 0;
}

.policy-section {
  padding: 34px 0;
  border-bottom: 1px solid #EDF1F5;
}

.policy-section:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.policy-section h3 {
  position: relative;
  margin: 0 0 18px;
  padding-left: 14px;
  color: #07152B;
  font-size: 20px;
  line-height: 1.35;
  font-weight: 900;
  letter-spacing: -0.025em;
}

.policy-section h3::before {
  content: "";
  position: absolute;
  top: 5px;
  bottom: 5px;
  left: 0;
  width: 4px;
  border-radius: 999px;
  background: linear-gradient(180deg, #3478FF, #00BFE8);
}

.policy-section p {
  margin: 10px 0 0;
}

.policy-section ol {
  margin: 16px 0 0 20px;
  display: grid;
  gap: 12px;
}

.policy-section strong {
  color: #07152B;
  font-weight: 850;
}

.policy-alpha-list {
  list-style: lower-alpha;
}

.policy-circle-list {
  list-style-position: outside;
}

.policy-dash-list {
  display: grid;
  gap: 6px;
  margin: 10px 0 0;
  padding-left: 0;
  list-style: none;
}

.policy-dash-list li {
  position: relative;
  padding-left: 14px;
}

.policy-dash-list li::before {
  content: "-";
  position: absolute;
  left: 0;
  color: #647386;
}

.policy-table-title {
  margin: 26px 0 12px;
  color: #07152B;
  font-size: 16px;
  font-weight: 900;
}

.policy-table-wrap {
  overflow-x: auto;
  border: 1px solid #DDE5ED;
  border-radius: 16px;
  background: #FFFFFF;
}

.policy-table {
  width: 100%;
  min-width: 980px;
  border-collapse: collapse;
  color: #18283B;
  font-size: 13px;
  line-height: 1.68;
}

.policy-table th,
.policy-table td {
  border-right: 1px solid #DDE5ED;
  border-bottom: 1px solid #DDE5ED;
  padding: 16px;
  vertical-align: top;
  text-align: left;
}

.policy-table th:last-child,
.policy-table td:last-child {
  border-right: 0;
}

.policy-table tr:last-child td {
  border-bottom: 0;
}

.policy-table th {
  background: #F4F7FA;
  color: #07152B;
  font-weight: 900;
  text-align: center;
}

.policy-table td:first-child {
  width: 15%;
  color: #07152B;
  font-weight: 850;
}

.policy-table td:nth-child(2) {
  width: 29%;
}

.policy-table td:nth-child(3),
.policy-table td:nth-child(4) {
  width: 28%;
}

.policy-table strong {
  display: block;
  margin-top: 10px;
}

.policy-table strong:first-child {
  margin-top: 0;
}

.policy-table p {
  margin: 4px 0 12px;
  color: #26374A;
  font-size: 13px;
  line-height: 1.68;
}

.policy-table p:last-child {
  margin-bottom: 0;
}

.policy-contact-card {
  margin: 18px 0;
  padding: 22px;
  border-radius: 16px;
  background: #F6F9FC;
  border: 1px solid #E4EAF0;
}

.policy-contact-card p {
  margin-top: 6px;
}

.policy-help-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 20px;
}

.policy-help-grid article {
  padding: 22px;
  border: 1px solid #E4EAF0;
  border-radius: 16px;
  background: #F9FBFD;
}

.policy-help-grid h4 {
  margin: 0 0 10px;
  color: #07152B;
  font-size: 16px;
  font-weight: 900;
}

.policy-help-grid p {
  margin-top: 6px;
  font-size: 13px;
}

.policy-help-grid a {
  color: #176B87;
  font-weight: 850;
  text-decoration: none;
}

.policy-help-grid a:hover {
  text-decoration: underline;
}

.loan-body.loan-complete-mode {
  background: var(--hero-dark-background);
}

.loan-complete-mode .loan-header,
.loan-complete-mode .loan-progress {
  display: none;
}

.loan-complete-mode .loan-main {
  display: flex;
  align-items: center;
  justify-content: center;
  max-width: 610px;
  min-height: 100vh;
  padding: 28px 20px;
}

.loan-complete-mode .loan-step.active {
  width: 100%;
  padding: 56px;
  background:
    linear-gradient(180deg, rgba(255,255,255,0.98), rgba(248,251,255,0.96)),
    #FFFFFF;
  border: 1px solid rgba(255,255,255,0.62);
  border-radius: 24px;
  box-shadow: 0 28px 76px rgba(0, 0, 0, 0.34);
}

.loan-complete-card {
  padding-top: 0;
}

.loan-complete-card .loan-result-icon {
  width: 80px;
  height: 80px;
  margin-bottom: 28px;
  background:
    linear-gradient(#FFFFFF, #FFFFFF) padding-box,
    linear-gradient(135deg, #3478FF, #00D7FF) border-box;
  border: 2px solid transparent;
  color: #3478FF;
  box-shadow: 0 16px 34px rgba(52,120,255,0.18);
}

.loan-complete-card .loan-result-title {
  margin-bottom: 12px;
  color: #07152B;
  font-size: 32px;
  line-height: 1.2;
  font-weight: 900;
}

.loan-complete-card .loan-result-subtitle {
  margin-bottom: 34px;
  color: #53647C;
  font-size: 17px;
  line-height: 1.72;
  font-weight: 650;
}

.loan-complete-card .loan-result-subtitle strong {
  color: #3478FF;
  font-weight: 900;
}

.loan-complete-card .loan-result-info {
  padding: 0;
  background: transparent;
  border-radius: 0;
  text-align: center;
}

.loan-complete-summary {
  margin: 0 auto 32px;
  padding: 18px 24px;
  border-radius: 14px;
  background: #F6F9FC;
  border: 1px solid #E5EEF7;
  text-align: left;
}

.loan-complete-summary .result-info-row {
  padding: 12px 0;
  border-bottom: 0;
}

.loan-complete-summary .result-info-row span {
  color: #657386;
  font-size: 14px;
  font-weight: 700;
}

.loan-complete-summary .result-info-row strong {
  color: #07152B;
  font-size: 16px;
  font-weight: 900;
}

.loan-complete-summary .result-info-row:last-child strong {
  color: #3478FF;
}

.loan-home-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  width: 100%;
  min-height: 56px;
  border-radius: 999px;
  background: linear-gradient(90deg, #3478FF 0%, #00D7FF 100%);
  color: #FFFFFF;
  font-size: 17px;
  font-weight: 850;
  text-decoration: none;
  box-shadow: 0 14px 34px rgba(52,120,255,0.28);
  transition: transform 0.18s ease, box-shadow 0.18s ease;
}

.loan-home-btn:hover {
  color: #FFFFFF;
  transform: translateY(-2px);
  box-shadow: 0 18px 42px rgba(52,120,255,0.36);
}

.loan-step.active {
  padding: 28px;
  background: rgba(255,255,255,0.92);
  border: 1px solid var(--border);
  border-radius: 8px;
  box-shadow: var(--shadow-sm);
  animation: none;
}

.stats .fade-up,
.loan-step.active {
  opacity: 1;
  transform: none;
}

.loan-step-title,
.loan-option-btn {
  color: var(--text-dark);
}

.loan-option-btn:hover,
.loan-radio-btn:hover,
.loan-chip:hover {
  border-color: rgba(23,107,135,0.34);
  background: #F7FAFA;
}

.loan-option-btn.selected,
.loan-radio-btn.selected {
  border-color: var(--primary);
  background: rgba(23,107,135,0.07);
  box-shadow: 0 0 0 4px rgba(23,107,135,0.08);
}

.option-check,
.loan-checkbox-custom {
  border-color: #C9D3D7;
}

.loan-option-btn.selected .option-check,
.loan-checkbox:checked + .loan-checkbox-custom {
  border-color: var(--primary);
  background: var(--primary);
}

.loan-chip {
  border-radius: 8px;
  border-color: rgba(23,107,135,0.20);
  background: rgba(23,107,135,0.08);
  color: var(--primary);
}

.loan-bottom {
  border-top: 1px solid var(--border);
  box-shadow: 0 -10px 24px rgba(18, 39, 47, 0.05);
}

.loan-next-btn.disabled,
.loan-next-btn:disabled {
  background: #C9D1D5;
}

.loan-result-info {
  border-radius: 8px;
  background: #F5F7F8;
}

@media (max-width: 1024px) {
  .site-header.scrolled .mobile-menu-btn span {
    background: var(--text-dark);
  }

  .hero::after {
    display: none;
  }
}

@media (max-width: 640px) {
  .site-header.scrolled .header-cta {
    display: none;
  }

  .hero {
    padding-top: 104px;
    min-height: auto;
    background:
      linear-gradient(180deg, rgba(247,250,246,0.98), #FFFFFF 74%),
      repeating-linear-gradient(90deg, rgba(23,107,135,0.06) 0, rgba(23,107,135,0.06) 1px, transparent 1px, transparent 72px);
  }

  .hero-inner {
    gap: 28px;
  }

  .hero-form-wrap,
  .loan-step.active {
    padding: 24px 20px;
  }

  .hero-title {
    font-size: 38px;
    line-height: 1.16;
  }

  .hero-subtitle {
    font-size: 16px;
  }

  .hero-proof-list {
    gap: 8px;
    margin-top: 20px;
  }

  .hero-proof-list li {
    min-height: 34px;
    padding: 7px 11px;
    font-size: 12px;
  }

  .hero-form-kicker {
    margin-bottom: 0;
  }

  .limit-card-head {
    margin-bottom: 18px;
  }

  .hero-limit-card .form-title {
    font-size: 23px;
  }

  .limit-snapshot div,
  .limit-flow {
    padding: 14px;
  }

  .limit-snapshot strong {
    font-size: 17px;
  }

  .hero-start-form {
    margin-top: 18px;
  }

  .hero-start-item {
    padding: 14px;
  }

  .stats-inner {
    margin-top: -24px;
    padding: 8px;
  }

  .stat-card {
    border-right: none;
    border-bottom: 1px solid var(--border);
  }

  .stat-card:nth-last-child(-n+2) {
    border-bottom: none;
  }

  .why-card {
    text-align: left;
  }

  .detail-section {
    padding: 56px 18px;
  }

  .loan-main {
    padding-left: 16px;
    padding-right: 16px;
  }

  .loan-complete-mode .loan-main {
    min-height: 100vh;
    padding: 20px 16px;
  }

  .loan-complete-mode .loan-step.active {
    padding: 44px 28px;
    border-radius: 22px;
  }

  .loan-complete-card .loan-result-title {
    font-size: 28px;
  }

  .loan-complete-card .loan-result-subtitle {
    font-size: 15px;
  }
}

/* Distinct Menu Detail Layouts */
.product-page,
.community-page,
.company-page {
  background: #FFFFFF;
  color: var(--text-dark);
}

.product-hero,
.community-hero,
.company-hero {
  position: relative;
  padding: 132px 20px 76px;
}

.product-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 56px;
  align-items: end;
  background:
    linear-gradient(135deg, rgba(16,37,44,0.98), rgba(23,53,61,0.98)),
    repeating-linear-gradient(90deg, rgba(255,255,255,0.04) 0, rgba(255,255,255,0.04) 1px, transparent 1px, transparent 84px);
  color: var(--white);
}

.product-hero-copy,
.product-summary-panel,
.product-quickbar,
.product-split-section,
.product-flow-section,
.product-terms-section,
.community-hero,
.community-board,
.company-hero,
.company-statement,
.company-value-section,
.company-profile-section,
.company-history-section {
  max-width: 1120px;
  margin-left: auto;
  margin-right: auto;
}

.product-kicker {
  display: inline-flex;
  align-items: center;
  min-height: 32px;
  padding: 0 14px;
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: 999px;
  color: #D9ECEF;
  font-size: 13px;
  font-weight: 800;
  margin-bottom: 22px;
}

.product-hero h1,
.community-hero h1,
.company-hero h1 {
  max-width: 760px;
  font-size: 46px;
  line-height: 1.26;
  font-weight: 850;
  letter-spacing: 0;
  margin-bottom: 20px;
}

.product-hero p,
.community-hero p,
.company-hero p {
  max-width: 680px;
  color: rgba(255,255,255,0.72);
  font-size: 17px;
  line-height: 1.8;
}

.product-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 32px;
}

.product-summary-panel {
  width: 100%;
  padding: 28px;
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: 8px;
  background: rgba(255,255,255,0.08);
  box-shadow: 0 24px 60px rgba(0,0,0,0.20);
  backdrop-filter: blur(10px);
}

.summary-panel-head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 24px;
}

.summary-panel-head span {
  color: rgba(255,255,255,0.64);
  font-size: 13px;
  font-weight: 700;
}

.summary-panel-head strong {
  color: var(--white);
  font-size: 18px;
}

.summary-list {
  display: grid;
  gap: 0;
  border-top: 1px solid rgba(255,255,255,0.16);
  border-bottom: 1px solid rgba(255,255,255,0.16);
}

.summary-list div {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 14px 0;
  border-bottom: 1px solid rgba(255,255,255,0.10);
}

.summary-list div:last-child {
  border-bottom: none;
}

.summary-list dt {
  color: rgba(255,255,255,0.58);
  font-size: 13px;
  font-weight: 700;
}

.summary-list dd {
  color: #F4C37C;
  font-size: 18px;
  font-weight: 850;
}

.product-summary-panel p {
  margin-top: 18px;
  color: rgba(255,255,255,0.62);
  font-size: 13px;
  line-height: 1.7;
}

.product-quickbar {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border: 1px solid var(--border);
  border-radius: 8px;
  overflow: hidden;
  transform: translateY(-32px);
  background: var(--white);
  box-shadow: var(--shadow-sm);
}

.product-quickbar div {
  padding: 24px;
  border-right: 1px solid var(--border);
}

.product-quickbar div:last-child {
  border-right: none;
}

.product-quickbar span,
.product-scenario-grid span,
.company-value-list span {
  display: block;
  color: var(--text-light);
  font-size: 12px;
  font-weight: 800;
  margin-bottom: 8px;
}

.product-quickbar strong {
  color: var(--text-dark);
  font-size: 18px;
  font-weight: 850;
}

.product-split-section,
.product-flow-section,
.product-terms-section,
.community-board,
.company-value-section,
.company-profile-section,
.company-history-section {
  padding: 70px 20px;
}

.product-split-section,
.product-terms-section,
.company-profile-section {
  display: grid;
  grid-template-columns: 340px minmax(0, 1fr);
  gap: 56px;
  align-items: start;
}

.product-section-copy h2,
.company-value-head h2,
.company-profile-section h2 {
  font-size: 32px;
  line-height: 1.36;
  font-weight: 850;
  margin-bottom: 14px;
}

.product-section-copy p {
  color: var(--text-gray);
  line-height: 1.75;
}

.product-section-copy.center {
  max-width: 720px;
  text-align: center;
  margin: 0 auto 34px;
}

.product-scenario-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.product-scenario-grid article,
.product-flow article,
.product-terms-card,
.product-check-card,
.featured-review,
.hot-topic-card,
.community-list article,
.community-write-panel,
.company-fact-card,
.company-value-list article {
  border: 1px solid var(--border);
  border-radius: 8px;
  background: var(--white);
  box-shadow: 0 10px 26px rgba(18,39,47,0.055);
}

.product-scenario-grid article {
  min-height: 220px;
  padding: 26px;
}

.product-scenario-grid h3,
.product-flow h3,
.hot-topic-card h3,
.community-list h3,
.company-value-list h3 {
  font-size: 18px;
  line-height: 1.45;
  font-weight: 850;
  margin-bottom: 10px;
}

.product-scenario-grid p,
.product-flow p,
.community-list p,
.company-value-list p {
  color: var(--text-gray);
  font-size: 14px;
  line-height: 1.72;
}

.product-flow-section {
  max-width: none;
  background: var(--surface-soft);
}

.product-flow {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.product-flow article {
  position: relative;
  padding: 28px 22px;
}

.product-flow article span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  margin-bottom: 18px;
  border-radius: 50%;
  background: rgba(23,107,135,0.10);
  color: var(--primary);
  font-weight: 850;
}

.product-catalog-section,
.product-process-section {
  padding: 84px 20px;
}

.product-catalog-section {
  max-width: 1240px;
  margin: 0 auto;
}

.product-catalog-section .product-section-copy.center,
.product-process-section .product-section-copy.center {
  margin-bottom: 46px;
}

.product-card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  align-items: stretch;
  gap: 30px;
}

.loan-product-card {
  position: relative;
  display: flex;
  flex-direction: column;
  height: 100%;
  min-height: 462px;
  padding: 38px 32px 32px;
  border: 1px solid var(--border);
  border-top: 6px solid var(--primary);
  border-radius: 24px;
  background: var(--white);
  box-shadow: 0 18px 48px rgba(18,39,47,0.10);
  overflow: hidden;
  cursor: pointer;
  transition: transform 0.24s ease, box-shadow 0.24s ease, border-color 0.24s ease;
}

.loan-product-card:focus-within {
  transform: translateY(-10px);
  box-shadow: 0 30px 72px rgba(18,39,47,0.18);
}

@media (hover: hover) and (pointer: fine) {
  .loan-product-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 30px 72px rgba(18,39,47,0.18);
  }
}

.loan-product-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  margin-bottom: 38px;
  border-radius: 14px;
  background: rgba(23,107,135,0.10);
  color: var(--primary);
}

.loan-product-mark {
  position: absolute;
  top: 40px;
  right: 32px;
  width: 96px;
  height: 96px;
  color: rgba(23,107,135,0.06);
}

.loan-product-card h3 {
  position: relative;
  z-index: 1;
  color: var(--text-dark);
  font-size: 25px;
  line-height: 1.32;
  font-weight: 850;
  margin-bottom: 12px;
}

.loan-product-card p {
  position: relative;
  z-index: 1;
  color: var(--text-gray);
  line-height: 1.65;
}

.loan-product-terms {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 12px;
  margin: auto 0 32px;
  padding: 22px;
  border-radius: 16px;
  background: var(--surface-soft);
}

.loan-product-terms div {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.loan-product-terms dt {
  color: var(--text-gray);
  font-size: 14px;
  font-weight: 800;
}

.loan-product-terms dd {
  color: var(--text-dark);
  font-size: 20px;
  font-weight: 850;
}

.loan-product-link {
  position: relative;
  z-index: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  min-height: 56px;
  border-radius: 8px;
  background: rgba(23,107,135,0.10);
  color: var(--primary);
  font-weight: 850;
  text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s, background 0.2s;
}

.loan-product-link:hover {
  transform: translateY(-2px);
  background: var(--primary);
  color: var(--white);
  box-shadow: 0 12px 26px rgba(23,107,135,0.24);
}

.loan-product-card.featured {
  box-shadow: 0 26px 58px rgba(18,39,47,0.16);
}

.product-card-cyan {
  border-top-color: #00D7FF;
}

.product-card-gold {
  border-top-color: #F59E0B;
}

.product-card-cyan .loan-product-icon,
.product-card-cyan .loan-product-link {
  background: rgba(0,215,255,0.12);
  color: #00BCE3;
}

.product-card-gold .loan-product-icon,
.product-card-gold .loan-product-link {
  background: rgba(245,158,11,0.12);
  color: #F59E0B;
}

.product-card-cyan .loan-product-link:hover {
  background: #00A9D6;
  color: var(--white);
}

.product-card-gold .loan-product-link:hover {
  background: #F59E0B;
  color: var(--white);
}

.product-card-cyan .loan-product-terms dd {
  color: #00BCE3;
}

.product-card-gold .loan-product-terms dd {
  color: #F59E0B;
}

.product-best-badge {
  position: absolute;
  top: 22px;
  right: 18px;
  z-index: 2;
  padding: 6px 12px;
  border-radius: 999px;
  background: #FFF4CD;
  color: #D97706;
  font-size: 12px;
  font-weight: 850;
}

.product-process-section {
  max-width: none;
  background: var(--surface-soft);
}

.product-process-line {
  position: relative;
  max-width: 1050px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 64px;
}

.product-process-line::before {
  content: "";
  position: absolute;
  top: 58px;
  left: 11%;
  right: 11%;
  height: 4px;
  border-radius: 999px;
  background: linear-gradient(90deg, rgba(52,120,255,0.16), #3478FF, rgba(0,215,255,0.16));
}

.process-step-item {
  position: relative;
  z-index: 1;
  text-align: center;
}

.process-icon-wrap {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 118px;
  height: 118px;
  margin-bottom: 34px;
  border-radius: 50%;
  background: var(--white);
  color: var(--text-dark);
  box-shadow: 0 16px 36px rgba(18,39,47,0.12);
}

.process-icon-wrap span {
  position: absolute;
  top: -12px;
  right: -8px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 34px;
  height: 34px;
  padding: 0 8px;
  border-radius: 999px;
  background: #214AC6;
  color: var(--white);
  font-size: 13px;
  font-weight: 850;
}

.product-process-line h3 {
  color: var(--text-dark);
  font-size: 25px;
  line-height: 1.32;
  font-weight: 850;
  margin-bottom: 12px;
}

.product-process-line p {
  max-width: 310px;
  margin: 0 auto;
  color: var(--text-gray);
  line-height: 1.7;
}

.product-terms-card {
  padding: 30px;
}

.product-terms-card h2,
.product-check-card h3 {
  font-size: 24px;
  line-height: 1.35;
  margin-bottom: 22px;
}

.product-terms-table {
  width: 100%;
  border-collapse: collapse;
}

.product-terms-table th,
.product-terms-table td {
  padding: 16px 0;
  border-bottom: 1px solid var(--border);
  text-align: left;
  vertical-align: top;
  font-size: 14px;
}

.product-terms-table th {
  width: 150px;
  color: var(--text-dark);
  font-weight: 850;
}

.product-terms-table td {
  color: var(--text-gray);
  line-height: 1.7;
}

.product-check-card {
  position: sticky;
  top: 92px;
  padding: 30px;
  background: #F8FAFA;
}

.product-check-card ul,
.product-check-list {
  display: grid;
  gap: 12px;
  margin-bottom: 24px;
  list-style: none;
}

.product-check-card li,
.product-check-list li {
  padding-left: 20px;
  position: relative;
  color: var(--text-gray);
  line-height: 1.6;
}

.product-check-card li::before,
.product-check-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 10px;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--primary);
}

.community-page {
  background: var(--surface-soft);
}

.community-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: 48px;
  align-items: end;
  max-width: none;
  padding-left: max(20px, calc((100vw - 1120px) / 2));
  padding-right: max(20px, calc((100vw - 1120px) / 2));
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(16,37,44,0.98), rgba(23,53,61,0.96)),
    repeating-linear-gradient(0deg, rgba(255,255,255,0.045) 0, rgba(255,255,255,0.045) 1px, transparent 1px, transparent 70px);
}

.community-write-panel {
  padding: 28px;
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.18);
}

.community-write-panel strong {
  display: block;
  color: var(--white);
  font-size: 22px;
  line-height: 1.35;
  margin-bottom: 10px;
}

.community-write-panel p {
  color: rgba(255,255,255,0.66);
  font-size: 14px;
  line-height: 1.7;
}

.community-write-panel a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  min-height: 46px;
  margin-top: 22px;
  border-radius: 8px;
  background: var(--primary);
  color: var(--white);
  text-decoration: none;
  font-weight: 850;
}

.community-toolbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 14px;
  border: 1px solid var(--border);
  border-radius: 8px;
  background: var(--white);
  margin-bottom: 22px;
}

.community-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.community-tabs button {
  min-height: 36px;
  padding: 0 14px;
  border: 1px solid var(--border);
  border-radius: 999px;
  background: var(--white);
  color: var(--text-gray);
  font: inherit;
  font-size: 13px;
  font-weight: 800;
}

.community-tabs button.active {
  background: var(--primary);
  border-color: var(--primary);
  color: var(--white);
}

.community-search {
  min-width: 260px;
  padding: 10px 14px;
  border: 1px solid var(--border);
  border-radius: 8px;
  color: var(--text-light);
  font-size: 13px;
  background: #FBFCFC;
}

.community-featured {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: 18px;
  margin-bottom: 18px;
}

.featured-review {
  padding: 34px;
}

.featured-review h2 {
  max-width: 720px;
  font-size: 30px;
  line-height: 1.38;
  margin: 14px 0;
}

.featured-review p {
  color: var(--text-gray);
  line-height: 1.75;
}

.community-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 18px;
  color: var(--text-light);
  font-size: 12px;
  font-weight: 700;
}

.hot-topic-card {
  padding: 28px;
  background: #11272F;
  color: var(--white);
}

.hot-topic-card ol {
  display: grid;
  gap: 14px;
  padding-left: 18px;
  color: rgba(255,255,255,0.74);
  line-height: 1.55;
}

.community-list {
  display: grid;
  gap: 12px;
}

.community-list article {
  display: grid;
  grid-template-columns: 110px minmax(0, 1fr);
  gap: 20px;
  padding: 22px 26px;
}

.community-tag {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  height: 32px;
  padding: 0 10px;
  border-radius: 999px;
  background: rgba(23,107,135,0.08);
  color: var(--primary);
  font-size: 12px;
  font-weight: 850;
}

.company-page {
  background: #FFFFFF;
}

.company-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 280px;
  gap: 64px;
  align-items: end;
  max-width: none;
  padding-left: max(20px, calc((100vw - 1120px) / 2));
  padding-right: max(20px, calc((100vw - 1120px) / 2));
  background: #11272F;
  color: var(--white);
}

.company-fact-card {
  padding: 32px;
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.18);
}

.company-fact-card span {
  color: rgba(255,255,255,0.58);
  font-size: 13px;
  font-weight: 800;
}

.company-fact-card strong {
  display: block;
  margin: 10px 0;
  color: #F4C37C;
  font-size: 56px;
  line-height: 1;
  font-weight: 850;
}

.company-fact-card p {
  color: rgba(255,255,255,0.68);
  font-size: 14px;
  line-height: 1.7;
}

.company-statement {
  padding: 84px 20px;
  text-align: center;
}

.company-statement p {
  max-width: 940px;
  margin: 0 auto 18px;
  color: var(--text-dark);
  font-size: 36px;
  line-height: 1.45;
  font-weight: 850;
}

.company-statement span {
  color: var(--text-gray);
  font-size: 16px;
}

.company-value-section {
  border-top: 1px solid var(--border);
  background: var(--surface-soft);
}

.company-value-head {
  max-width: 720px;
  margin-bottom: 34px;
}

.company-value-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.company-value-list article {
  padding: 28px;
}

.company-profile-section {
  border-top: 1px solid var(--border);
}

.company-profile-list {
  display: grid;
  border-top: 2px solid var(--primary);
}

.company-profile-list div {
  display: grid;
  grid-template-columns: 160px minmax(0, 1fr);
  gap: 22px;
  padding: 18px 0;
  border-bottom: 1px solid var(--border);
}

.company-profile-list dt {
  color: var(--text-dark);
  font-weight: 850;
}

.company-profile-list dd {
  color: var(--text-gray);
  line-height: 1.7;
}

.company-history-section {
  background: #11272F;
  color: var(--white);
}

.company-history-section .detail-eyebrow,
.company-history-section h2 {
  color: var(--white);
}

.company-history {
  display: grid;
  gap: 0;
  border-top: 1px solid rgba(255,255,255,0.16);
}

.company-history article {
  display: grid;
  grid-template-columns: 140px minmax(0, 1fr);
  gap: 28px;
  padding: 26px 0;
  border-bottom: 1px solid rgba(255,255,255,0.16);
}

.company-history time {
  color: #F4C37C;
  font-size: 24px;
  font-weight: 850;
}

.company-history p {
  color: rgba(255,255,255,0.72);
  line-height: 1.75;
}

@media (max-width: 1024px) {
  .product-hero,
  .community-hero,
  .company-hero,
  .product-split-section,
  .product-terms-section,
  .company-profile-section {
    grid-template-columns: 1fr;
  }

  .product-summary-panel,
  .company-fact-card {
    max-width: 460px;
    margin-left: 0;
  }

  .product-quickbar,
  .product-scenario-grid,
  .product-flow,
  .company-value-list {
    grid-template-columns: repeat(2, 1fr);
  }

  .community-featured {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .product-hero,
  .community-hero,
  .company-hero {
    padding: 102px 16px 52px;
  }

  .product-hero h1,
  .community-hero h1,
  .company-hero h1 {
    font-size: 30px;
    line-height: 1.34;
  }

  .product-hero p,
  .community-hero p,
  .company-hero p {
    font-size: 15px;
  }

  .product-quickbar,
  .product-scenario-grid,
  .product-flow,
  .company-value-list {
    grid-template-columns: 1fr;
  }

  .product-quickbar {
    transform: none;
    margin: 18px 16px 0;
  }

  .product-quickbar div {
    border-right: none;
    border-bottom: 1px solid var(--border);
  }

  .product-quickbar div:last-child {
    border-bottom: none;
  }

  .product-split-section,
  .product-flow-section,
  .product-terms-section,
  .community-board,
  .company-statement,
  .company-value-section,
  .company-profile-section,
  .company-history-section {
    padding: 52px 16px;
  }

  .product-section-copy h2,
  .company-value-head h2,
  .company-profile-section h2 {
    font-size: 25px;
  }

  .product-terms-card,
  .product-check-card,
  .featured-review,
  .hot-topic-card,
  .community-write-panel,
  .company-fact-card {
    padding: 24px 20px;
  }

  .product-check-card {
    position: static;
  }

  .community-toolbar {
    align-items: stretch;
    flex-direction: column;
  }

  .community-search {
    min-width: 0;
    width: 100%;
  }

  .featured-review h2 {
    font-size: 24px;
  }

  .community-list article {
    grid-template-columns: 1fr;
    gap: 12px;
    padding: 20px;
  }

  .community-tag {
    width: fit-content;
  }

  .company-statement p {
    font-size: 25px;
  }

  .company-profile-list div,
  .company-history article {
    grid-template-columns: 1fr;
    gap: 8px;
  }
}

/* Home Dark Reference Layout */
.home-page {
  background: #09090B;
  color: #FAFAFA;
}

.home-page .site-header {
  padding: 18px 0;
  background: transparent;
  border-bottom: 1px solid transparent;
  box-shadow: none;
  backdrop-filter: none;
}

.home-page .site-header.scrolled {
  background: #FFFFFF;
  border-bottom-color: #E4EAF0;
  box-shadow: 0 8px 28px rgba(17,36,63,0.08);
  backdrop-filter: none;
}

.home-page .header-inner {
  max-width: 1220px;
}

.home-page .logo,
.home-page .site-header:not(.scrolled) .logo {
  color: #F8FAFC;
  font-weight: 850;
}

.home-page .site-header.scrolled .logo {
  color: #07152B;
  font-weight: 850;
}

.home-page .logo span,
.home-page .site-header.scrolled .logo span {
  background: linear-gradient(90deg, #4E7CFF, #00E0FF);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.home-page .gnb-link,
.home-page .site-header:not(.scrolled) .gnb-link {
  color: rgba(250,250,250,0.76);
  background: transparent;
  border-radius: 999px;
}

.home-page .site-header.scrolled .gnb-link {
  color: #647386;
  background: transparent;
  border-radius: 999px;
}

.home-page .gnb-link:hover,
.home-page .gnb-link.active {
  color: #FFFFFF;
  background: rgba(255,255,255,0.09);
}

.home-page .site-header.scrolled .gnb-link:hover,
.home-page .site-header.scrolled .gnb-link.active {
  color: #07152B;
  background: #F1F5F9;
}

.home-page .header-cta,
.home-page .site-header:not(.scrolled) .header-cta {
  min-height: 42px;
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.18);
  color: #FFFFFF;
  box-shadow: 0 12px 36px rgba(0,0,0,0.18);
}

.home-page .site-header.scrolled .header-cta {
  min-height: 42px;
  background: #F7F9FB;
  border-color: #E4EAF0;
  color: #07152B;
  box-shadow: none;
}

.home-page .header-cta:hover {
  background: rgba(255,255,255,0.14);
}

.home-page .site-header.scrolled .header-cta:hover {
  background: #F1F5F9;
}

.home-page .mobile-menu-btn span,
.home-page .site-header:not(.scrolled) .mobile-menu-btn span {
  background: #FFFFFF;
}

.home-page .site-header.scrolled .mobile-menu-btn span {
  background: #07152B;
}

.home-page .hero {
  min-height: 860px;
  padding: 140px 20px 118px;
  background: var(--hero-dark-background);
}

.home-page .hero::before {
  inset: 0;
  width: auto;
  height: auto;
  border-radius: 0;
  background:
    linear-gradient(110deg, rgba(255,255,255,0.06), transparent 42%),
    linear-gradient(180deg, rgba(78,124,255,0.05), transparent 70%);
}

.home-page .hero::after {
  top: 0;
  right: 0;
  bottom: 0;
  left: auto;
  width: min(46vw, 620px);
  height: auto;
  border: 0;
  border-radius: 0;
  opacity: 0.55;
  background-image: radial-gradient(circle, rgba(77,184,255,0.72) 1.3px, transparent 1.8px);
  background-size: 18px 18px;
  mask-image: radial-gradient(circle at 58% 34%, #000 0, transparent 62%);
}

.home-page .hero-inner {
  max-width: 1280px;
  gap: 76px;
}

.home-page .hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 0;
  margin-bottom: 22px;
  border: 0;
  border-radius: 0;
  background: transparent;
  color: #6DB7FF;
  font-size: 13px;
  font-weight: 850;
}

.home-page .hero-badge::before {
  content: "";
  width: 40px;
  height: 2px;
  background: linear-gradient(90deg, #4E7CFF, #00E0FF);
}

.home-page .hero-title {
  max-width: 780px;
  color: #F8FAFC;
  font-size: clamp(40px, 4.2vw, 56px);
  line-height: 1.12;
}

.home-page .hero-title .highlight {
  display: block;
  margin-top: 6px;
  font-size: clamp(34px, 3.45vw, 46px);
  line-height: 1.18;
  background: linear-gradient(90deg, #4E7CFF 0%, #00E0FF 62%, #B967FF 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.home-page .hero-subtitle {
  max-width: 620px;
  margin-top: 22px;
  color: rgba(250,250,250,0.74);
  font-size: 20px;
}

.home-page .hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}

.home-page .hero-action {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 56px;
  padding: 0 28px;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 800;
  transition: transform 0.2s, box-shadow 0.2s, background 0.2s;
}

.home-page .hero-action:hover {
  transform: translateY(-2px);
}

.home-page .hero-action.primary {
  color: #FFFFFF;
  background: linear-gradient(90deg, #3478FF, #00D7FF);
  box-shadow: 0 16px 42px rgba(0,144,255,0.24);
}

.home-page .hero-action.secondary {
  color: #F8FAFC;
  border: 1px solid rgba(255,255,255,0.16);
  background: rgba(255,255,255,0.06);
}

.home-page .hero-proof-list {
  margin-top: 24px;
}

.home-page .hero-proof-list li {
  border-color: rgba(255,255,255,0.13);
  background: rgba(255,255,255,0.07);
  color: rgba(250,250,250,0.86);
  box-shadow: none;
}

.home-page .hero-note {
  color: rgba(250,250,250,0.46);
}

.home-page .hero-limit-card {
  flex-basis: 438px;
  padding: 34px;
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: 24px;
  color: #FAFAFA;
  background:
    linear-gradient(180deg, rgba(21,24,36,0.94), rgba(13,16,26,0.96)),
    radial-gradient(circle at 20% 0%, rgba(78,124,255,0.20), transparent 42%);
  box-shadow:
    0 34px 100px rgba(0,0,0,0.42),
    0 0 72px rgba(0,224,255,0.12);
}

.home-page .hero-limit-card::before {
  height: 3px;
  background: linear-gradient(90deg, #4E7CFF, #00E0FF, #B967FF);
}

.home-page .hero-form-kicker {
  background: rgba(0,224,255,0.12);
  color: #94E9FF;
}

.home-page .limit-card-safe {
  color: rgba(250,250,250,0.56);
}

.home-page .hero-limit-card .form-title {
  color: #FFFFFF;
}

.home-page .hero-limit-card .form-subtitle {
  color: rgba(250,250,250,0.62);
}

.home-page .hero-limit-card .btn-submit {
  min-height: 60px;
  color: #FFFFFF;
  background: linear-gradient(90deg, #3478FF, #00D7FF);
  box-shadow: 0 18px 42px rgba(0,144,255,0.24);
}

.home-page .hero-limit-card .btn-submit:hover {
  background: linear-gradient(90deg, #256BFF, #00C3F0);
}

.home-page .limit-snapshot div {
  border-color: rgba(255,255,255,0.12);
  background: rgba(255,255,255,0.06);
}

.home-page .limit-snapshot strong {
  color: #FFFFFF;
}

.home-page .limit-snapshot span {
  color: rgba(250,250,250,0.50);
}

.home-page .limit-flow {
  background: rgba(255,255,255,0.07);
}

.home-page .limit-flow p {
  color: rgba(250,250,250,0.74);
}

.home-page .limit-flow span {
  color: #70E4FF;
}

.home-page .form-notice {
  color: rgba(250,250,250,0.42);
}

.home-page .stats {
  padding: 78px 20px 82px;
  background: #FFFFFF;
}

.home-page .why {
  padding: 112px 20px;
  background: #F7F9FB;
}

.home-page .loan-info {
  background: #FFFFFF;
}

.home-page .why-copy .section-title {
  color: #07152B;
}

.home-page .why-copy p {
  color: #5E6B7A;
}

.home-page .why-cta {
  color: #FFFFFF;
  background: #07152B;
  box-shadow: 0 16px 34px rgba(7,21,43,0.14);
}

.home-page .why-cta:hover {
  box-shadow: 0 20px 42px rgba(7,21,43,0.18);
}

.home-page .stats-inner {
  margin-top: 0;
  background: #FFFFFF;
  border-color: #E4EAF0;
  box-shadow: 0 18px 54px rgba(17, 36, 63, 0.08);
}

.home-page .stat-card {
  border-color: #E6ECF2;
}

.home-page .stat-value,
.home-page .section-title,
.home-page .why-card-title {
  color: #07152B;
}

.home-page .stat-label,
.home-page .why-card-desc {
  color: #657386;
}

.home-page .why-card {
  border-color: #E8EEF4;
  background: #FFFFFF;
  box-shadow: 0 18px 44px rgba(17, 36, 63, 0.07);
}

.home-page .why-card::before {
  display: block;
  background: linear-gradient(90deg, #3478FF, #00D7FF);
  opacity: 0;
}

.home-page .why-icon {
  background: #EAF4FF;
  color: #3478FF;
}

.home-page .info-table {
  border-color: #E4EAF0;
  background: #FFFFFF;
  box-shadow: 0 18px 48px rgba(17, 36, 63, 0.06);
}

.home-page .info-table th {
  background: #F4F7FA;
  color: #07152B;
}

.home-page .info-table td {
  color: #5E6B7A;
  border-color: #E8EEF4;
}

.home-page .cta-bottom {
  background: #F6F8FA;
  border-top: 1px solid #E8EEF4;
}

.home-page .cta-bottom-title {
  color: #07152B;
}

.home-page .cta-bottom-desc {
  color: #657386;
}

.home-page .cta-bottom .btn-cta {
  color: #FFFFFF;
  background: linear-gradient(90deg, #3478FF, #00BFE8);
  box-shadow: 0 16px 38px rgba(52,120,255,0.22);
}

.home-page .floating-loan-cta {
  background: linear-gradient(135deg, #3478FF 0%, #00BFE8 100%);
  box-shadow: 0 18px 44px rgba(18, 81, 215, 0.30), 0 6px 18px rgba(0,0,0,0.18);
}

.home-page .floating-loan-cta.is-visible:hover {
  background: linear-gradient(135deg, #3478FF 0%, #00BFE8 100%);
  box-shadow: 0 22px 52px rgba(18, 81, 215, 0.36), 0 8px 20px rgba(0,0,0,0.20);
}

@media (max-width: 1024px) {
  .home-page .hero {
    min-height: auto;
  }

  .home-page .hero::after {
    opacity: 0.28;
    width: 100%;
  }

  .home-page .hero-inner {
    gap: 44px;
  }

  .home-page .stats {
    padding-top: 64px;
  }
}

@media (max-width: 640px) {
  .home-page .site-header {
    padding: 12px 0;
    background: transparent;
    backdrop-filter: none;
  }

  .home-page .hero {
    padding: 108px 20px 70px;
    background:
      radial-gradient(circle at 80% 10%, rgba(0,224,255,0.19), transparent 34%),
      radial-gradient(circle at 12% 18%, rgba(78,124,255,0.18), transparent 38%),
      #09090B;
  }

  .home-page .stats {
    padding: 48px 16px 52px;
  }

  .home-page .hero-title {
    font-size: 34px;
    line-height: 1.16;
  }

  .home-page .hero-title .highlight {
    margin-top: 4px;
    font-size: 27px;
    line-height: 1.24;
  }

  .home-page .hero-subtitle {
    font-size: 16px;
  }

  .home-page .hero-actions {
    gap: 10px;
    margin-top: 26px;
  }

  .home-page .hero-action {
    width: 100%;
    min-height: 52px;
  }

  .home-page .hero-limit-card {
    padding: 24px 20px;
    border-radius: 20px;
  }

  .home-page .limit-card-head {
    align-items: flex-start;
    flex-direction: column;
    gap: 8px;
  }

  .home-page .hero-limit-card .form-title {
    font-size: 24px;
  }

  .home-page .limit-snapshot {
    grid-template-columns: 1fr;
  }
}

/* Detail Dark Reference Layout */
.detail-dark-page {
  background: #09090B;
  color: #FAFAFA;
}

.detail-dark-page .site-header {
  padding: 18px 0;
  background: transparent;
  border-bottom: 0;
  box-shadow: none;
  backdrop-filter: none;
}

.detail-dark-page .site-header.scrolled {
  background: var(--hero-dark-background);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  box-shadow: none;
  backdrop-filter: blur(18px);
}

.detail-dark-page .logo,
.detail-dark-page .site-header.scrolled .logo {
  color: #F8FAFC;
  font-weight: 850;
}

.detail-dark-page .logo span,
.detail-dark-page .site-header.scrolled .logo span {
  background: linear-gradient(90deg, #4E7CFF, #00E0FF);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.detail-dark-page .gnb-link,
.detail-dark-page .site-header.scrolled .gnb-link {
  color: rgba(250,250,250,0.76);
  background: transparent;
  border-radius: 999px;
}

.detail-dark-page .gnb-link:hover,
.detail-dark-page .gnb-link.active,
.detail-dark-page .site-header.scrolled .gnb-link:hover,
.detail-dark-page .site-header.scrolled .gnb-link.active {
  color: #FFFFFF;
  background: rgba(255,255,255,0.09);
}

.detail-dark-page .header-cta,
.detail-dark-page .site-header.scrolled .header-cta {
  min-height: 42px;
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.18);
  color: #FFFFFF;
  box-shadow: 0 12px 36px rgba(0,0,0,0.18);
}

.detail-dark-page .mobile-menu-btn span,
.detail-dark-page .site-header.scrolled .mobile-menu-btn span {
  background: #FFFFFF;
}

.detail-dark-page .product-page,
.detail-dark-page .community-page,
.detail-dark-page .company-page,
.detail-dark-page .community-board,
.detail-dark-page .product-catalog-section,
.detail-dark-page .product-process-section,
.detail-dark-page .product-flow-section,
.detail-dark-page .company-value-section,
.detail-dark-page .company-profile-section {
  background: #09090B;
  color: #FAFAFA;
}

.detail-dark-page .product-hero,
.detail-dark-page .community-hero,
.detail-dark-page .company-hero {
  position: relative;
  overflow: hidden;
  padding-top: 150px;
  padding-bottom: 92px;
  color: #FAFAFA;
  background:
    radial-gradient(circle at 76% 34%, rgba(0,224,255,0.20) 0, transparent 29%),
    radial-gradient(circle at 14% 16%, rgba(78,124,255,0.20) 0, transparent 34%),
    linear-gradient(180deg, #09090B 0%, #101019 58%, #09090B 100%);
}

.detail-dark-page .product-hero::before,
.detail-dark-page .community-hero::before,
.detail-dark-page .company-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(110deg, rgba(255,255,255,0.055), transparent 42%),
    linear-gradient(180deg, rgba(78,124,255,0.045), transparent 70%);
  pointer-events: none;
}

.detail-dark-page .product-hero::after,
.detail-dark-page .community-hero::after,
.detail-dark-page .company-hero::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  bottom: 0;
  width: min(46vw, 620px);
  opacity: 0.48;
  background-image: radial-gradient(circle, rgba(77,184,255,0.72) 1.3px, transparent 1.8px);
  background-size: 18px 18px;
  mask-image: radial-gradient(circle at 58% 34%, #000 0, transparent 62%);
  pointer-events: none;
}

.detail-dark-page .product-hero > *,
.detail-dark-page .community-hero > *,
.detail-dark-page .company-hero > * {
  position: relative;
  z-index: 1;
}

.detail-dark-page .product-kicker,
.detail-dark-page .detail-eyebrow,
.detail-dark-page .review-badge {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-height: auto;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
  color: #6DB7FF;
  font-size: 13px;
  font-weight: 850;
}

.detail-dark-page .product-kicker::before,
.detail-dark-page .detail-eyebrow::before {
  content: "";
  width: 38px;
  height: 2px;
  background: linear-gradient(90deg, #4E7CFF, #00E0FF);
}

.detail-dark-page .product-hero h1,
.detail-dark-page .community-hero h1,
.detail-dark-page .company-hero h1 {
  color: #F8FAFC;
  font-size: clamp(42px, 5vw, 64px);
  line-height: 1.12;
}

.detail-dark-page .product-hero p,
.detail-dark-page .community-hero p,
.detail-dark-page .company-hero p {
  color: rgba(250,250,250,0.70);
}

.detail-dark-page .detail-btn.primary,
.detail-dark-page .community-write-panel a {
  border: 0;
  color: #FFFFFF;
  background: linear-gradient(90deg, #3478FF, #00D7FF);
  box-shadow: 0 16px 42px rgba(0,144,255,0.24);
}

.detail-dark-page .detail-btn.secondary {
  color: #F8FAFC;
  border-color: rgba(255,255,255,0.16);
  background: rgba(255,255,255,0.06);
}

.detail-dark-page .product-summary-panel,
.detail-dark-page .community-write-panel,
.detail-dark-page .company-fact-card,
.detail-dark-page .product-quickbar,
.detail-dark-page .loan-product-card,
.detail-dark-page .product-scenario-grid article,
.detail-dark-page .product-flow article,
.detail-dark-page .product-terms-card,
.detail-dark-page .product-check-card,
.detail-dark-page .featured-review,
.detail-dark-page .hot-topic-card,
.detail-dark-page .community-list article,
.detail-dark-page .company-value-list article {
  border-color: rgba(255,255,255,0.12);
  background: rgba(255,255,255,0.06);
  color: #FAFAFA;
  box-shadow: 0 22px 80px rgba(0,0,0,0.22);
}

.detail-dark-page .product-catalog-section {
  background:
    radial-gradient(circle at 50% 0%, rgba(78,124,255,0.12), transparent 42%),
    #09090B;
}

.detail-dark-page .product-process-section {
  background:
    radial-gradient(circle at 50% 100%, rgba(0,224,255,0.10), transparent 38%),
    #0D101A;
}

.detail-dark-page .loan-product-card {
  border-top-color: #3478FF;
  background:
    linear-gradient(180deg, rgba(255,255,255,0.075), rgba(255,255,255,0.045)),
    #0D101A;
}

.detail-dark-page .loan-product-card.featured {
  box-shadow: 0 28px 90px rgba(0,144,255,0.15);
}

.detail-dark-page .loan-product-card:focus-within {
  box-shadow: 0 34px 92px rgba(0,144,255,0.22);
}

@media (hover: hover) and (pointer: fine) {
  .detail-dark-page .loan-product-card:hover {
    box-shadow: 0 34px 92px rgba(0,144,255,0.22);
  }
}

.detail-dark-page .product-card-cyan {
  border-top-color: #00D7FF;
}

.detail-dark-page .product-card-gold {
  border-top-color: #F59E0B;
}

.detail-dark-page .loan-product-icon {
  background: rgba(0,224,255,0.12);
  color: #70E4FF;
}

.detail-dark-page .loan-product-mark {
  color: rgba(250,250,250,0.05);
}

.detail-dark-page .loan-product-card h3,
.detail-dark-page .loan-product-terms dd,
.detail-dark-page .product-process-line h3 {
  color: #F8FAFC;
}

.detail-dark-page .loan-product-card p,
.detail-dark-page .loan-product-terms dt,
.detail-dark-page .product-process-line p {
  color: rgba(250,250,250,0.64);
}

.detail-dark-page .loan-product-terms {
  background: rgba(255,255,255,0.06);
}

.detail-dark-page .loan-product-link {
  background: rgba(255,255,255,0.08);
  color: #F8FAFC;
}

.detail-dark-page .loan-product-link:hover {
  background: linear-gradient(90deg, #3478FF, #00D7FF);
  color: #FFFFFF;
}

.detail-dark-page .product-card-cyan .loan-product-link:hover,
.detail-dark-page .product-card-gold .loan-product-link:hover {
  background: linear-gradient(90deg, #3478FF, #00D7FF);
}

.detail-dark-page .product-card-cyan .loan-product-terms dd {
  color: #70E4FF;
}

.detail-dark-page .product-card-gold .loan-product-terms dd {
  color: #F8B84E;
}

.detail-dark-page .process-icon-wrap {
  background: rgba(255,255,255,0.08);
  color: #F8FAFC;
  border: 1px solid rgba(255,255,255,0.12);
  box-shadow: 0 22px 80px rgba(0,0,0,0.24);
}

.detail-dark-page .process-icon-wrap span {
  background: linear-gradient(90deg, #3478FF, #00D7FF);
}

.detail-dark-page .product-process-line::before {
  background: linear-gradient(90deg, rgba(52,120,255,0.18), #3478FF, rgba(0,215,255,0.18));
}

.detail-dark-page .product-summary-panel,
.detail-dark-page .community-write-panel,
.detail-dark-page .company-fact-card {
  backdrop-filter: blur(14px);
}

.detail-dark-page .product-quickbar {
  border-color: rgba(255,255,255,0.10);
  background: rgba(255,255,255,0.07);
}

.detail-dark-page .product-quickbar div {
  border-color: rgba(255,255,255,0.10);
}

.detail-dark-page .summary-panel-head strong,
.detail-dark-page .product-quickbar strong,
.detail-dark-page .product-section-copy h2,
.detail-dark-page .company-value-head h2,
.detail-dark-page .company-profile-section h2,
.detail-dark-page .product-scenario-grid h3,
.detail-dark-page .product-flow h3,
.detail-dark-page .product-terms-card h2,
.detail-dark-page .product-check-card h3,
.detail-dark-page .featured-review h2,
.detail-dark-page .hot-topic-card h3,
.detail-dark-page .community-list h3,
.detail-dark-page .company-value-list h3,
.detail-dark-page .company-statement p,
.detail-dark-page .company-profile-list dt {
  color: #F8FAFC;
}

.detail-dark-page .summary-panel-head span,
.detail-dark-page .product-quickbar span,
.detail-dark-page .product-section-copy p,
.detail-dark-page .product-scenario-grid p,
.detail-dark-page .product-flow p,
.detail-dark-page .product-terms-table td,
.detail-dark-page .product-check-card li,
.detail-dark-page .featured-review p,
.detail-dark-page .community-list p,
.detail-dark-page .company-value-list p,
.detail-dark-page .company-statement span,
.detail-dark-page .company-profile-list dd,
.detail-dark-page .company-history p {
  color: rgba(250,250,250,0.64);
}

.detail-dark-page .summary-list,
.detail-dark-page .summary-list div,
.detail-dark-page .product-terms-table th,
.detail-dark-page .product-terms-table td,
.detail-dark-page .company-profile-section,
.detail-dark-page .company-profile-list div,
.detail-dark-page .company-history,
.detail-dark-page .company-history article,
.detail-dark-page .company-value-section {
  border-color: rgba(255,255,255,0.10);
}

.detail-dark-page .summary-list dd,
.detail-dark-page .company-fact-card strong,
.detail-dark-page .company-history time {
  color: #70E4FF;
}

.detail-dark-page .product-terms-table th {
  color: #D9F7FF;
}

.detail-dark-page .product-flow article span,
.detail-dark-page .community-tag,
.detail-dark-page .community-tabs button.active {
  background: rgba(0,224,255,0.12);
  color: #94E9FF;
}

.detail-dark-page .community-toolbar {
  border-color: rgba(255,255,255,0.10);
  background: rgba(255,255,255,0.06);
}

.detail-dark-page .community-tabs button,
.detail-dark-page .community-search {
  border-color: rgba(255,255,255,0.12);
  background: rgba(255,255,255,0.05);
  color: rgba(250,250,250,0.68);
}

.detail-dark-page .community-meta {
  color: rgba(250,250,250,0.48);
}

.detail-dark-page .company-statement {
  background:
    radial-gradient(circle at 50% 0%, rgba(78,124,255,0.14), transparent 40%),
    #09090B;
}

.detail-dark-page .company-history-section {
  background:
    radial-gradient(circle at 80% 0%, rgba(0,224,255,0.12), transparent 38%),
    #0D101A;
}

/* Distinct detail hero layouts */
.detail-dark-page .product-hero {
  min-height: 680px;
  grid-template-columns: minmax(0, 0.96fr) minmax(360px, 470px);
  align-items: center;
  gap: clamp(44px, 6vw, 92px);
  padding-left: max(20px, calc((100vw - 1180px) / 2));
  padding-right: max(20px, calc((100vw - 1180px) / 2));
  background:
    linear-gradient(120deg, rgba(9,9,11,0.96) 0%, rgba(11,18,32,0.98) 48%, rgba(9,9,11,1) 100%),
    repeating-linear-gradient(90deg, rgba(112,228,255,0.10) 0, rgba(112,228,255,0.10) 1px, transparent 1px, transparent 76px);
}

.detail-dark-page .product-hero::after {
  top: 126px;
  right: max(20px, calc((100vw - 1180px) / 2));
  bottom: auto;
  width: 360px;
  height: 360px;
  border: 1px solid rgba(112,228,255,0.16);
  border-radius: 8px;
  opacity: 0.22;
  background:
    repeating-linear-gradient(90deg, rgba(112,228,255,0.26) 0, rgba(112,228,255,0.26) 1px, transparent 1px, transparent 46px),
    repeating-linear-gradient(0deg, rgba(78,124,255,0.20) 0, rgba(78,124,255,0.20) 1px, transparent 1px, transparent 46px);
  mask-image: none;
  transform: rotate(3deg);
}

.detail-dark-page .product-hero-copy {
  max-width: 760px;
}

.detail-dark-page .product-summary-panel {
  position: relative;
  align-self: center;
  padding: 34px;
  background:
    linear-gradient(180deg, rgba(255,255,255,0.10), rgba(255,255,255,0.045)),
    rgba(10,15,26,0.86);
}

.detail-dark-page .product-summary-panel::before {
  content: "";
  position: absolute;
  inset: 18px;
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 8px;
  pointer-events: none;
}

.detail-dark-page .community-hero {
  min-height: 640px;
  grid-template-columns: minmax(300px, 0.82fr) minmax(420px, 1.08fr);
  align-items: center;
  gap: clamp(42px, 6vw, 86px);
  background:
    linear-gradient(120deg, #09090B 0%, #11131F 46%, #0A0D15 100%),
    repeating-linear-gradient(0deg, rgba(255,255,255,0.055) 0, rgba(255,255,255,0.055) 1px, transparent 1px, transparent 64px);
}

.detail-dark-page .community-hero::after {
  top: 118px;
  right: max(20px, calc((100vw - 1120px) / 2));
  bottom: auto;
  width: min(42vw, 520px);
  height: 356px;
  border: 1px solid rgba(255,255,255,0.11);
  border-radius: 8px;
  opacity: 0.30;
  background:
    linear-gradient(90deg, rgba(52,120,255,0.18), rgba(0,215,255,0.08)),
    repeating-linear-gradient(180deg, transparent 0, transparent 54px, rgba(255,255,255,0.18) 55px, transparent 56px);
  mask-image: none;
}

.detail-dark-page .community-hero > div:first-child {
  max-width: 660px;
}

.detail-dark-page .community-write-panel {
  position: relative;
  min-height: 360px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  overflow: hidden;
}

.detail-dark-page .community-write-panel::before {
  content: "";
  position: absolute;
  top: 26px;
  right: 28px;
  left: 28px;
  height: 128px;
  border: 1px solid rgba(255,255,255,0.10);
  border-radius: 8px;
  background:
    linear-gradient(90deg, rgba(112,228,255,0.20), transparent 42%),
    repeating-linear-gradient(180deg, rgba(255,255,255,0.18) 0, rgba(255,255,255,0.18) 1px, transparent 1px, transparent 34px);
  opacity: 0.72;
}

.detail-dark-page .community-write-panel > * {
  position: relative;
  z-index: 1;
}

.detail-dark-page .company-hero {
  min-height: 620px;
  grid-template-columns: minmax(0, 1fr) 260px;
  align-items: stretch;
  gap: clamp(58px, 8vw, 120px);
  background:
    linear-gradient(90deg, #09090B 0%, #101019 58%, #111827 100%),
    repeating-linear-gradient(90deg, rgba(255,255,255,0.04) 0, rgba(255,255,255,0.04) 1px, transparent 1px, transparent 96px);
}

.detail-dark-page .company-hero::after {
  top: 120px;
  right: max(20px, calc((100vw - 1120px) / 2));
  bottom: 86px;
  width: 260px;
  height: auto;
  border-left: 1px solid rgba(112,228,255,0.28);
  border-right: 1px solid rgba(255,255,255,0.08);
  opacity: 0.42;
  background:
    linear-gradient(180deg, rgba(112,228,255,0.18), transparent 34%, rgba(78,124,255,0.12)),
    repeating-linear-gradient(180deg, rgba(255,255,255,0.14) 0, rgba(255,255,255,0.14) 1px, transparent 1px, transparent 82px);
  mask-image: none;
}

.detail-dark-page .company-hero-copy {
  align-self: center;
  max-width: 820px;
}

.detail-dark-page .company-fact-card {
  position: relative;
  align-self: stretch;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  min-height: 360px;
  border-left: 1px solid rgba(112,228,255,0.22);
}

.detail-dark-page .company-fact-card strong {
  font-size: clamp(58px, 7vw, 86px);
  line-height: 0.95;
}

/* Community forum page */
.community-forum-page {
  min-height: 100vh;
  padding: 132px 20px 92px;
  background:
    radial-gradient(circle at 76% 0%, rgba(0,224,255,0.12), transparent 34%),
    radial-gradient(circle at 10% 16%, rgba(78,124,255,0.13), transparent 36%),
    #09090B;
}

.community-forum {
  max-width: 980px;
  margin: 0 auto;
}

.community-forum-head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 24px;
  padding-bottom: 28px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}

.community-forum-kicker {
  display: block;
  margin-bottom: 12px;
  color: #6DB7FF;
  font-size: 13px;
  font-weight: 850;
}

.community-forum h1 {
  color: #F8FAFC;
  font-size: clamp(36px, 4.4vw, 54px);
  line-height: 1.12;
  font-weight: 850;
}

.community-write-button,
.review-compose-actions button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 22px;
  border: 0;
  border-radius: 999px;
  color: #FFFFFF;
  background: linear-gradient(90deg, #3478FF, #00D7FF);
  box-shadow: 0 16px 42px rgba(0,144,255,0.22);
  font: inherit;
  font-weight: 850;
  cursor: pointer;
}

.review-compose {
  margin-top: 24px;
  padding: 26px;
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 14px;
  background: rgba(255,255,255,0.07);
  box-shadow: 0 22px 80px rgba(0,0,0,0.22);
  backdrop-filter: blur(14px);
}

.review-compose[hidden] {
  display: none;
}

.review-compose-head,
.review-compose-actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.review-compose-head {
  margin-bottom: 20px;
}

.review-compose-head strong {
  color: #F8FAFC;
  font-size: 22px;
  font-weight: 850;
}

.review-compose-close {
  border: 0;
  background: transparent;
  color: rgba(250,250,250,0.58);
  font: inherit;
  font-size: 13px;
  font-weight: 800;
  cursor: pointer;
}

.review-compose-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.review-compose label {
  display: grid;
  gap: 8px;
}

.review-compose label span {
  color: rgba(250,250,250,0.70);
  font-size: 13px;
  font-weight: 800;
}

.review-compose input,
.review-compose select,
.review-compose textarea {
  width: 100%;
  border: 1px solid rgba(255,255,255,0.13);
  border-radius: 10px;
  background: rgba(9,9,11,0.50);
  color: #F8FAFC;
  font: inherit;
  outline: none;
}

.review-compose input,
.review-compose select {
  min-height: 48px;
  padding: 0 14px;
}

.review-compose textarea {
  resize: vertical;
  padding: 14px;
  line-height: 1.65;
}

.review-compose input::placeholder,
.review-compose textarea::placeholder {
  color: rgba(250,250,250,0.36);
}

.review-compose-body {
  margin-top: 14px;
}

.review-compose-actions {
  margin-top: 18px;
}

.review-compose-actions p {
  color: rgba(250,250,250,0.52);
  font-size: 13px;
  line-height: 1.5;
}

.community-category-tabs {
  display: flex;
  align-items: center;
  gap: 18px;
  overflow-x: auto;
  padding: 24px 0 0;
  scrollbar-width: none;
}

.community-category-tabs::-webkit-scrollbar {
  display: none;
}

.community-category-tabs button {
  flex: 0 0 auto;
  padding: 0 0 14px;
  border: 0;
  border-bottom: 2px solid transparent;
  background: transparent;
  color: rgba(250,250,250,0.52);
  font: inherit;
  font-weight: 850;
  cursor: pointer;
}

.community-category-tabs button.active {
  border-bottom-color: #70E4FF;
  color: #F8FAFC;
}

.review-feed {
  margin-top: 4px;
  border-top: 1px solid rgba(255,255,255,0.12);
}

.review-post {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 24px;
  padding: 24px 0;
  border-bottom: 1px solid rgba(255,255,255,0.10);
}

.review-post.is-new {
  animation: reviewPostIn 0.34s ease both;
}

@keyframes reviewPostIn {
  from {
    opacity: 0;
    transform: translateY(-8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.review-post h2 {
  color: #F8FAFC;
  font-size: 20px;
  line-height: 1.45;
  font-weight: 850;
}

.review-post p {
  max-width: 760px;
  margin-top: 8px;
  color: rgba(250,250,250,0.64);
  font-size: 15px;
  line-height: 1.72;
}

.review-post-meta,
.review-post-stats {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  color: rgba(250,250,250,0.46);
  font-size: 13px;
  font-weight: 700;
}

.review-post-meta {
  margin-top: 12px;
}

.review-post-meta span + span::before,
.review-post-meta time::before {
  content: "·";
  margin-right: 8px;
  color: rgba(250,250,250,0.28);
}

.review-post-stats {
  align-items: center;
  justify-content: flex-end;
  min-width: 116px;
}

.review-post-stats span {
  min-width: 24px;
  text-align: right;
}

.review-empty-message {
  padding: 36px 0;
  border-bottom: 1px solid rgba(255,255,255,0.10);
  color: rgba(250,250,250,0.54);
  text-align: center;
}

.community-pagination {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 32px;
}

.community-pagination a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  color: rgba(250,250,250,0.58);
  text-decoration: none;
  font-size: 14px;
  font-weight: 800;
}

.community-pagination a.active {
  color: #FFFFFF;
  background: rgba(255,255,255,0.10);
}

/* Guide FAQ page */
.guide-light-page {
  background: #FFFFFF;
  color: #07152B;
}

.guide-light-page .site-header,
.product-light-page .site-header,
.company-light-page .site-header {
  background: #FFFFFF;
  border-bottom: 1px solid #E8EEF4;
  box-shadow: none;
  backdrop-filter: none;
}

.guide-light-page .site-header.scrolled,
.product-light-page .site-header.scrolled,
.company-light-page .site-header.scrolled {
  background: #FFFFFF;
  border-bottom-color: #E4EAF0;
  box-shadow: 0 8px 28px rgba(17,36,63,0.08);
}

.guide-light-page .logo,
.guide-light-page .site-header:not(.scrolled) .logo {
  color: #07152B;
}

.guide-light-page .site-header.scrolled .logo {
  color: #07152B;
}

.guide-light-page .logo span,
.guide-light-page .site-header.scrolled .logo span {
  background: linear-gradient(90deg, #3478FF, #00BFE8);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.guide-light-page .gnb-link,
.guide-light-page .site-header:not(.scrolled) .gnb-link {
  color: #647386;
  background: transparent;
}

.guide-light-page .site-header.scrolled .gnb-link {
  color: #647386;
  background: transparent;
}

.guide-light-page .gnb-link:hover,
.guide-light-page .gnb-link.active {
  color: #07152B;
  background: #F1F5F9;
}

.guide-light-page .site-header.scrolled .gnb-link:hover,
.guide-light-page .site-header.scrolled .gnb-link.active {
  color: #07152B;
  background: #F1F5F9;
}

.guide-light-page .site-header:not(.scrolled) .gnb-link:hover,
.guide-light-page .site-header:not(.scrolled) .gnb-link.active {
  color: #07152B;
  background: #F1F5F9;
}

.guide-light-page .header-cta,
.guide-light-page .site-header:not(.scrolled) .header-cta {
  color: #07152B;
  background: #F7F9FB;
  border-color: #E4EAF0;
  box-shadow: none;
}

.guide-light-page .site-header.scrolled .header-cta {
  color: #07152B;
  background: #F7F9FB;
  border-color: #E4EAF0;
  box-shadow: none;
}

.guide-light-page .mobile-menu-btn span,
.guide-light-page .site-header:not(.scrolled) .mobile-menu-btn span {
  background: #07152B;
}

.guide-light-page .site-header.scrolled .mobile-menu-btn span {
  background: #07152B;
}

.guide-page {
  min-height: 100vh;
  background: #FFFFFF;
}

.faq-hero {
  max-width: 980px;
  margin: 0 auto;
  padding: 144px 20px 58px;
  background: #FFFFFF;
  text-align: center;
}

.faq-kicker {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 32px;
  padding: 0 14px;
  border-radius: 999px;
  background: #EEF6FF;
  color: #3478FF;
  font-size: 13px;
  font-weight: 850;
}

.faq-hero h1 {
  margin-top: 20px;
  color: #07152B;
  font-size: clamp(38px, 4.8vw, 58px);
  line-height: 1.1;
  font-weight: 850;
}

.faq-hero p {
  max-width: 620px;
  margin: 18px auto 0;
  color: #657386;
  font-size: 17px;
  line-height: 1.75;
}

.faq-workspace {
  max-width: 980px;
  margin: 0 auto;
  padding: 0 20px 96px;
  background: #FFFFFF;
}

.faq-toolbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding-bottom: 18px;
  border-bottom: 1px solid #E5EBF2;
}

.faq-tabs {
  display: flex;
  align-items: center;
  gap: 8px;
  overflow-x: auto;
  scrollbar-width: none;
}

.faq-tabs::-webkit-scrollbar {
  display: none;
}

.faq-tabs button {
  flex: 0 0 auto;
  min-height: 40px;
  padding: 0 16px;
  border: 1px solid transparent;
  border-radius: 999px;
  background: transparent;
  color: #657386;
  font: inherit;
  font-size: 14px;
  font-weight: 800;
  cursor: pointer;
}

.faq-tabs button.active {
  border-color: #DCE7F4;
  background: #F4F8FC;
  color: #07152B;
}

.faq-write-button,
.faq-compose-actions button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
  min-height: 42px;
  padding: 0 20px;
  border: 0;
  border-radius: 999px;
  color: #FFFFFF;
  background: #07152B;
  font: inherit;
  font-size: 14px;
  font-weight: 850;
  cursor: pointer;
}

.faq-compose-actions button:disabled {
  cursor: wait;
  opacity: 0.72;
}

.faq-search-wrap {
  margin: 22px 0 18px;
}

.faq-search-wrap input {
  width: 100%;
  min-height: 54px;
  padding: 0 18px;
  border: 1px solid #E1E8F0;
  border-radius: 10px;
  background: #FFFFFF;
  color: #07152B;
  font: inherit;
  outline: none;
}

.faq-search-wrap input::placeholder {
  color: #9AA7B6;
}

.faq-compose {
  margin: 0 0 24px;
  padding: 24px;
  border: 1px solid #E4EAF0;
  border-radius: 12px;
  background: #FFFFFF;
}

.faq-compose[hidden] {
  display: none;
}

.faq-compose-modal {
  position: fixed;
  inset: 0;
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0;
  padding: 24px;
  border: 0;
  border-radius: 0;
  background: rgba(7, 21, 43, 0.48);
  overflow-y: auto;
}

.faq-compose-panel {
  width: min(100%, 620px);
  max-height: calc(100vh - 48px);
  overflow-y: auto;
  padding: 28px;
  border: 1px solid #E4EAF0;
  border-radius: 18px;
  background: #FFFFFF;
  box-shadow: 0 28px 90px rgba(7, 21, 43, 0.24);
}

.modal-open {
  overflow: hidden;
}

.faq-success-modal {
  position: fixed;
  inset: 0;
  z-index: 2100;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  background: rgba(7, 21, 43, 0.48);
}

.faq-success-panel {
  width: min(100%, 420px);
  padding: 34px 28px 28px;
  border: 1px solid #E4EAF0;
  border-radius: 20px;
  background: #FFFFFF;
  text-align: center;
  box-shadow: 0 28px 90px rgba(7, 21, 43, 0.24);
}

.faq-success-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 58px;
  height: 58px;
  margin-bottom: 18px;
  border-radius: 50%;
  background: linear-gradient(135deg, #3478FF, #00D7FF);
  color: #FFFFFF;
  font-size: 30px;
  font-weight: 900;
}

.faq-success-panel h2 {
  color: #07152B;
  font-size: 24px;
  line-height: 1.25;
  font-weight: 900;
}

.faq-success-panel p {
  margin-top: 10px;
  color: #647386;
  font-size: 15px;
  line-height: 1.65;
  font-weight: 750;
}

.faq-success-panel button {
  width: 100%;
  min-height: 50px;
  margin-top: 24px;
  border: 0;
  border-radius: 999px;
  background: #07152B;
  color: #FFFFFF;
  font: inherit;
  font-size: 15px;
  font-weight: 850;
  cursor: pointer;
}

.faq-confirm-panel {
  max-width: 430px;
}

.faq-confirm-icon {
  background: #FFF4E6;
  color: #E56B00;
}

.faq-confirm-actions {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin-top: 24px;
}

.faq-confirm-actions button {
  width: 100%;
  min-height: 50px;
  margin-top: 0;
  border-radius: 999px;
  font: inherit;
  font-size: 15px;
  font-weight: 850;
  cursor: pointer;
}

.faq-confirm-actions .faq-confirm-cancel {
  border: 1px solid #DDE6EF;
  background: #FFFFFF;
  color: #334155;
}

.faq-confirm-actions .faq-confirm-submit {
  border: 0;
  background: #07152B;
  color: #FFFFFF;
}

.faq-notice-icon {
  background: #EAF2FF;
  color: #176BFF;
  font-family: Georgia, serif;
  font-style: italic;
}

.faq-compose-head,
.faq-compose-actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.faq-compose-head {
  margin-bottom: 18px;
}

.faq-compose-head strong {
  color: #07152B;
  font-size: 20px;
  font-weight: 850;
}

.faq-compose-close {
  border: 0;
  background: transparent;
  color: #647386;
  font: inherit;
  font-size: 13px;
  font-weight: 800;
  cursor: pointer;
}

.faq-compose-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
}

.faq-compose-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.faq-compose label {
  display: grid;
  gap: 8px;
}

.faq-compose label span {
  color: #4F5E70;
  font-size: 13px;
  font-weight: 850;
}

.faq-compose input,
.faq-compose select,
.faq-compose textarea {
  width: 100%;
  border: 1px solid #DDE6EF;
  border-radius: 10px;
  background: #FFFFFF;
  color: #07152B;
  font: inherit;
  outline: none;
}

.faq-compose input,
.faq-compose select {
  min-height: 48px;
  padding: 0 14px;
}

.faq-compose textarea {
  resize: vertical;
  padding: 14px;
  line-height: 1.65;
}

.faq-compose-answer {
  margin-top: 14px;
}

.faq-visibility-check {
  margin-top: 14px;
  display: flex;
  align-items: flex-start;
  gap: 10px;
  width: fit-content;
  cursor: pointer;
}

.faq-visibility-check input {
  width: 18px;
  height: 18px;
  min-height: 18px;
  margin-top: 2px;
  accent-color: #3478FF;
  cursor: pointer;
}

.faq-visibility-check span {
  display: grid;
  gap: 3px;
}

.faq-visibility-check strong {
  color: #07152B;
  font-size: 14px;
  line-height: 1.35;
  font-weight: 850;
}

.faq-visibility-check small {
  color: #647386;
  font-size: 12px;
  line-height: 1.45;
  font-weight: 700;
}

.faq-password-field {
  margin-top: 12px;
  max-width: 360px;
}

.faq-password-field[hidden] {
  display: none;
}

.faq-password-field small {
  color: #647386;
  font-size: 12px;
  line-height: 1.45;
  font-weight: 700;
}

.faq-compose-actions {
  margin-top: 18px;
}

.faq-compose-actions p {
  color: #647386;
  font-size: 13px;
  line-height: 1.5;
}

.faq-list {
  border-top: 1px solid #E5EBF2;
}

.faq-item {
  border-bottom: 1px solid #E5EBF2;
}

.faq-item summary {
  display: grid;
  grid-template-columns: 96px minmax(0, 1fr);
  align-items: center;
  gap: 22px;
  min-height: 82px;
  padding: 20px 0;
  cursor: pointer;
  list-style: none;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary span {
  color: #3478FF;
  font-size: 14px;
  font-weight: 850;
}

.faq-item summary strong {
  position: relative;
  padding-right: 42px;
  color: #07152B;
  font-size: 18px;
  line-height: 1.48;
  font-weight: 850;
}

.faq-question-line {
  display: flex;
  align-items: center;
  gap: 10px;
  min-width: 0;
}

.faq-question-content {
  display: grid;
  gap: 7px;
  min-width: 0;
}

.faq-question-line strong {
  flex: 1;
  min-width: 0;
}

.faq-post-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 14px;
  color: #8B98A8;
  font-size: 13px;
  font-weight: 750;
  line-height: 1.4;
}

.faq-post-meta span,
.faq-post-meta time {
  display: inline-flex;
  align-items: center;
}

.faq-post-meta time::before {
  content: "";
  width: 3px;
  height: 3px;
  margin-right: 10px;
  border-radius: 999px;
  background: #B8C3CF;
}

.faq-visibility-badge {
  flex: 0 0 auto;
  padding: 4px 9px;
  border-radius: 999px;
  font-style: normal;
  font-size: 12px;
  line-height: 1;
  font-weight: 850;
}

.faq-visibility-badge.is-public {
  background: #EEF6FF;
  color: #3478FF;
}

.faq-visibility-badge.is-private {
  background: #FFF6E6;
  color: #D97706;
}

.faq-item summary strong::after {
  content: "+";
  position: absolute;
  top: 50%;
  right: 4px;
  width: 26px;
  height: 26px;
  transform: translateY(-50%);
  border-radius: 50%;
  background: #F1F5F9;
  color: #647386;
  text-align: center;
  line-height: 26px;
  font-size: 18px;
}

.faq-item[open] summary strong::after {
  content: "-";
}

.faq-answer {
  padding: 0 0 26px 118px;
}

.faq-answer p {
  max-width: 720px;
  color: #647386;
  font-size: 15px;
  line-height: 1.78;
}

.faq-private-form {
  width: min(100%, 480px);
  margin-top: 14px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 10px;
}

.faq-private-form input {
  min-height: 44px;
  padding: 0 14px;
  border: 1px solid #DDE6EF;
  border-radius: 10px;
  background: #FFFFFF;
  color: #07152B;
  font: inherit;
  outline: none;
}

.faq-private-form button {
  min-height: 44px;
  padding: 0 18px;
  border: 0;
  border-radius: 999px;
  background: #07152B;
  color: #FFFFFF;
  font: inherit;
  font-size: 14px;
  font-weight: 850;
  cursor: pointer;
}

.faq-private-form button:disabled {
  cursor: wait;
  opacity: 0.72;
}

.faq-private-message {
  grid-column: 1 / -1;
  margin: 0;
  color: #D97706;
  font-size: 13px;
  line-height: 1.5;
  font-weight: 800;
}

.faq-answer-admin {
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px solid #E5EBF2;
}

.faq-owner-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px solid #E5EBF2;
}

.faq-owner-actions button {
  min-height: 36px;
  padding: 0 14px;
  border: 1px solid #DDE6EF;
  border-radius: 999px;
  background: #FFFFFF;
  color: #07152B;
  font: inherit;
  font-size: 13px;
  font-weight: 850;
  cursor: pointer;
}

.faq-owner-actions button:hover {
  background: #F7FAFD;
}

.faq-owner-actions button.is-danger {
  border-color: #FFD7D7;
  color: #D92D20;
  background: #FFF7F7;
}

.faq-owner-actions button:disabled {
  cursor: wait;
  opacity: 0.68;
}

.faq-empty-message {
  padding: 40px 0;
  color: #647386;
  text-align: center;
}

.guide-footer {
  background: #111C21;
  border-top: 0;
  color: rgba(255,255,255,0.5);
}

/* Admin page */
.admin-body {
  min-height: 100vh;
  background: #F5F7FA;
  color: #07152B;
}

.admin-shell {
  min-height: 100vh;
  padding: 32px;
}

.admin-logo {
  display: inline-flex;
  align-items: center;
  color: #07152B;
  text-decoration: none;
  font-size: 22px;
  line-height: 1;
  font-weight: 900;
}

.admin-logo span {
  color: #3478FF;
}

.admin-login-card {
  width: min(100%, 440px);
  margin: 12vh auto 0;
  padding: 36px;
  border: 1px solid #E4EAF0;
  border-radius: 18px;
  background: #FFFFFF;
  box-shadow: 0 24px 80px rgba(17,36,63,0.08);
}

.admin-login-card h1 {
  margin-top: 34px;
  color: #07152B;
  font-size: 34px;
  line-height: 1.18;
  font-weight: 900;
}

.admin-login-card > p {
  margin-top: 12px;
  color: #647386;
  font-size: 15px;
  line-height: 1.65;
  font-weight: 700;
}

.admin-login-form {
  margin-top: 28px;
  display: grid;
  gap: 14px;
}

.admin-login-form label,
.admin-toolbar label,
.admin-detail-form label {
  display: grid;
  gap: 8px;
}

.admin-login-form label span,
.admin-toolbar label span,
.admin-detail-form label span {
  color: #4F5E70;
  font-size: 13px;
  font-weight: 850;
}

.admin-login-form input,
.admin-toolbar input,
.admin-toolbar select,
.admin-detail-form select,
.admin-detail-form textarea {
  width: 100%;
  border: 1px solid #DDE6EF;
  border-radius: 10px;
  background: #FFFFFF;
  color: #07152B;
  font: inherit;
  outline: none;
}

.admin-login-form input,
.admin-toolbar input,
.admin-toolbar select,
.admin-detail-form select {
  min-height: 48px;
  padding: 0 14px;
}

.admin-detail-form textarea {
  resize: vertical;
  padding: 14px;
  line-height: 1.65;
}

.admin-login-form button,
.admin-toolbar button,
.admin-detail-form button,
.admin-topbar button {
  min-height: 48px;
  padding: 0 20px;
  border: 0;
  border-radius: 999px;
  background: linear-gradient(90deg, #3478FF, #00D7FF);
  color: #FFFFFF;
  font: inherit;
  font-size: 15px;
  font-weight: 850;
  cursor: pointer;
  box-shadow: 0 16px 36px rgba(52,120,255,0.20);
}

.admin-login-form button:disabled,
.admin-detail-form button:disabled {
  cursor: wait;
  opacity: 0.72;
}

.admin-form-status,
.admin-detail-status {
  min-height: 20px;
  color: #D97706;
  font-size: 13px;
  line-height: 1.45;
  font-weight: 800;
}

.admin-dashboard {
  max-width: 1280px;
  margin: 0 auto;
}

.admin-topbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 20px 0 28px;
}

.admin-topbar p {
  margin-top: 8px;
  color: #647386;
  font-size: 13px;
  font-weight: 800;
}

.admin-topbar button {
  background: #07152B;
  box-shadow: none;
}

.admin-summary-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.admin-summary-grid article,
.admin-list-card,
.admin-detail-card,
.admin-toolbar {
  border: 1px solid #E4EAF0;
  border-radius: 18px;
  background: #FFFFFF;
  box-shadow: 0 18px 60px rgba(17,36,63,0.06);
}

.admin-summary-grid article {
  padding: 24px;
}

.admin-summary-grid span {
  color: #647386;
  font-size: 14px;
  font-weight: 800;
}

.admin-summary-grid strong {
  display: block;
  margin-top: 10px;
  color: #07152B;
  font-size: 34px;
  line-height: 1;
  font-weight: 900;
}

.admin-view-tabs {
  margin-top: 18px;
  display: inline-flex;
  gap: 8px;
  padding: 6px;
  border: 1px solid #E4EAF0;
  border-radius: 999px;
  background: #FFFFFF;
  box-shadow: 0 18px 60px rgba(17,36,63,0.06);
}

.admin-view-tabs button {
  min-height: 40px;
  padding: 0 18px;
  border: 0;
  border-radius: 999px;
  background: transparent;
  color: #647386;
  font: inherit;
  font-size: 14px;
  font-weight: 850;
  cursor: pointer;
}

.admin-view-tabs button.active {
  background: #07152B;
  color: #FFFFFF;
}

.admin-toolbar {
  margin-top: 18px;
  padding: 18px;
  display: grid;
  grid-template-columns: minmax(220px, 1fr) 180px auto;
  gap: 14px;
  align-items: end;
}

.admin-content-grid {
  margin-top: 18px;
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(360px, 0.65fr);
  gap: 18px;
  align-items: start;
}

.admin-list-card,
.admin-detail-card {
  overflow: hidden;
}

.admin-section-head {
  padding: 24px 24px 16px;
}

.admin-section-head h2,
.admin-empty-detail h2,
.admin-detail-head h2 {
  color: #07152B;
  font-size: 24px;
  line-height: 1.25;
  font-weight: 900;
}

.admin-section-head p,
.admin-empty-detail p,
.admin-detail-head p {
  margin-top: 8px;
  color: #647386;
  font-size: 13px;
  line-height: 1.55;
  font-weight: 800;
}

.admin-table-wrap {
  overflow-x: auto;
}

.admin-table {
  width: 100%;
  min-width: 760px;
  border-collapse: collapse;
}

.admin-table th,
.admin-table td {
  padding: 16px 18px;
  border-top: 1px solid #E5EBF2;
  text-align: left;
  white-space: nowrap;
}

.admin-table th {
  color: #647386;
  font-size: 12px;
  font-weight: 900;
  background: #F7F9FB;
}

.admin-table td {
  color: #07152B;
  font-size: 14px;
  font-weight: 750;
}

.admin-table tr {
  cursor: pointer;
}

.admin-table tr:hover,
.admin-table tr.is-selected {
  background: #F0F6FF;
}

.admin-status-pill {
  display: inline-flex;
  align-items: center;
  min-height: 28px;
  padding: 0 10px;
  border-radius: 999px;
  background: #EEF6FF;
  color: #3478FF;
  font-size: 12px;
  font-weight: 900;
}

.admin-detail-card {
  position: sticky;
  top: 24px;
  padding: 24px;
}

.admin-empty-detail {
  padding: 40px 0;
}

.admin-detail-head > span {
  display: inline-flex;
  min-height: 28px;
  padding: 0 10px;
  align-items: center;
  border-radius: 999px;
  background: #EEF6FF;
  color: #3478FF;
  font-size: 12px;
  font-weight: 900;
}

.admin-detail-head h2 {
  margin-top: 14px;
  font-size: 30px;
}

.admin-detail-grid {
  margin-top: 22px;
  display: grid;
  gap: 10px;
}

.admin-detail-row {
  display: grid;
  grid-template-columns: 108px minmax(0, 1fr);
  gap: 14px;
  padding: 12px 0;
  border-top: 1px solid #E5EBF2;
}

.admin-detail-row span {
  color: #647386;
  font-size: 13px;
  font-weight: 850;
}

.admin-detail-row strong {
  min-width: 0;
  color: #07152B;
  font-size: 14px;
  line-height: 1.55;
  font-weight: 850;
  white-space: pre-wrap;
  word-break: keep-all;
  overflow-wrap: anywhere;
}

.admin-detail-form {
  margin-top: 24px;
  display: grid;
  gap: 14px;
}

/* Light detail pages */
.product-light-page,
.company-light-page {
  background: #FFFFFF;
  color: #07152B;
}

.product-light-page .product-page,
.company-light-page .company-page,
.product-light-page .product-catalog-section,
.product-light-page .product-flow-section,
.company-light-page .company-value-section,
.company-light-page .company-profile-section {
  background: #FFFFFF;
  color: #07152B;
}

.product-light-page .product-hero,
.company-light-page .company-hero {
  color: #07152B;
  background: #FFFFFF;
}

.product-light-page .product-hero {
  position: relative;
  display: flex;
  min-height: 595px;
  padding: 0 20px;
  align-items: flex-start;
  justify-content: center;
  overflow: hidden;
  isolation: isolate;
  background: var(--hero-dark-background);
}

.product-light-page .product-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    linear-gradient(110deg, rgba(255,255,255,0.06), transparent 42%),
    linear-gradient(180deg, rgba(78,124,255,0.05), transparent 70%);
  pointer-events: none;
}

.product-light-page .product-hero::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  bottom: 0;
  width: min(46vw, 620px);
  z-index: 0;
  opacity: 0.46;
  background-image: radial-gradient(circle, rgba(77,184,255,0.68) 1.3px, transparent 1.8px);
  background-size: 18px 18px;
  mask-image: radial-gradient(circle at 58% 34%, #000 0, transparent 62%);
  pointer-events: none;
}

.product-light-page .product-hero-copy {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: 1120px;
  padding-top: 128px;
  text-align: center;
}

.product-main-title {
  margin: 0;
  color: #F8FAFC;
  font-size: clamp(40px, 4.2vw, 56px);
  line-height: 1.12;
  font-weight: 900;
  letter-spacing: 0;
}

.product-main-title span {
  display: block;
  margin-top: 6px;
  font-size: clamp(34px, 3.45vw, 46px);
  line-height: 1.18;
  background: linear-gradient(90deg, #4E7CFF 0%, #00E0FF 62%, #B967FF 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.product-main-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 58px;
  margin-top: 30px;
  padding: 0 34px;
  border-radius: 999px;
  color: #FFFFFF;
  font-size: 17px;
  font-weight: 850;
  text-decoration: none;
  background: linear-gradient(90deg, #3478FF, #00D7FF);
  box-shadow: 0 16px 42px rgba(0,144,255,0.24);
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.product-main-button:hover {
  transform: translateY(-2px);
  background: linear-gradient(90deg, #256BFF, #00C3F0);
  box-shadow: 0 22px 48px rgba(0,144,255,0.30);
}

.product-light-page .detail-btn.primary {
  min-height: 48px;
  border-radius: 999px;
  background: linear-gradient(90deg, #3478FF, #00D7FF);
  box-shadow: 0 14px 34px rgba(0,144,255,0.22);
}

.product-light-page .detail-btn.primary:hover {
  background: linear-gradient(90deg, #256BFF, #00C3F0);
  box-shadow: 0 18px 42px rgba(0,144,255,0.28);
}

.product-building-visual {
  position: absolute;
  bottom: -1px;
  left: 50%;
  z-index: 1;
  transform: translateX(-50%);
  pointer-events: none;
}

.product-building-svg {
  display: block;
  width: min(400px, 52vw);
  height: auto;
}

.product-building-mobile {
  display: none;
}

.product-building-svg path[fill="#F6F6F6"] {
  fill: rgba(255,255,255,0.11);
}

.product-building-svg path[fill="#FCD993"] {
  fill: #2857D8;
}

.product-building-svg path[fill="#F2BA5F"] {
  fill: #173A9A;
}

.product-building-svg path[fill="#FFE6B4"] {
  fill: #38BDF8;
}

.product-building-svg path[fill="#16B334"] {
  fill: #00D7FF;
}

.product-building-svg path[fill="#FECC74"] {
  fill: #70E4FF;
}

.company-light-page .company-hero {
  align-items: center;
  background:
    linear-gradient(180deg, #FFFFFF 0%, #F8FAFC 100%);
}

.product-light-page .product-kicker,
.company-light-page .product-kicker,
.product-light-page .detail-eyebrow,
.company-light-page .detail-eyebrow {
  border: 0;
  background: #EEF6FF;
  color: #3478FF;
}

.product-light-page .product-hero h1,
.company-light-page .company-hero h1,
.product-light-page .product-section-copy h2,
.product-light-page .product-terms-card h2,
.product-light-page .product-check-card h3,
.company-light-page .company-value-head h2,
.company-light-page .company-profile-section h2,
.company-light-page .company-statement p,
.company-light-page .company-profile-list dt,
.company-light-page .company-value-list h3 {
  color: #07152B;
}

.product-light-page .product-hero p,
.company-light-page .company-hero p,
.product-light-page .product-section-copy p,
.product-light-page .product-scenario-grid p,
.product-light-page .product-flow p,
.product-light-page .product-terms-table td,
.product-light-page .product-check-card li,
.product-light-page .product-check-list li,
.company-light-page .company-value-list p,
.company-light-page .company-statement span,
.company-light-page .company-profile-list dd,
.company-light-page .company-history p {
  color: #647386;
}

.product-light-page .product-summary-panel,
.product-light-page .product-quickbar,
.product-light-page .loan-product-card,
.product-light-page .product-scenario-grid article,
.product-light-page .product-flow article,
.product-light-page .product-terms-card,
.product-light-page .product-check-card,
.company-light-page .company-fact-card,
.company-light-page .company-value-list article {
  border-color: #E4EAF0;
  background: #FFFFFF;
  color: #07152B;
  box-shadow: 0 18px 48px rgba(17,36,63,0.07);
}

.product-light-page .product-summary-panel {
  border-color: #E4EAF0;
  background: #FFFFFF;
  backdrop-filter: none;
}

.product-light-page .summary-panel-head span,
.product-light-page .product-quickbar span,
.product-light-page .summary-list dt {
  color: #647386;
}

.product-light-page .summary-panel-head strong,
.product-light-page .product-quickbar strong,
.product-light-page .summary-list dd,
.product-light-page .loan-product-card h3,
.product-light-page .loan-product-terms dd {
  color: #07152B;
}

.product-light-page .product-summary-panel p,
.product-light-page .loan-product-card p,
.product-light-page .loan-product-terms dt {
  color: #647386;
}

.product-light-page .summary-list,
.product-light-page .summary-list div,
.product-light-page .product-terms-table th,
.product-light-page .product-terms-table td,
.company-light-page .company-profile-section,
.company-light-page .company-profile-list div,
.company-light-page .company-history,
.company-light-page .company-history article,
.company-light-page .company-value-section {
  border-color: #E4EAF0;
}

.product-light-page .loan-product-terms,
.product-light-page .product-process-section,
.company-light-page .company-statement,
.company-light-page .company-history-section {
  background: #F7F9FB;
}

.product-light-page .product-process-line h3 {
  color: #07152B;
}

.product-light-page .product-process-line p {
  color: #647386;
}

.product-light-page .process-icon-wrap {
  border: 1px solid #E4EAF0;
  background: #FFFFFF;
  color: #07152B;
  box-shadow: 0 18px 44px rgba(17,36,63,0.08);
}

.product-light-page .product-process-line::before {
  background: linear-gradient(90deg, rgba(52,120,255,0.12), #3478FF, rgba(0,191,232,0.12));
}

.company-light-page .company-fact-card strong,
.company-light-page .company-history time {
  color: #3478FF;
}

.company-light-page .company-fact-card span,
.company-light-page .company-fact-card p {
  color: #647386;
}

/* Company about page inspired by editorial fintech profile layouts */
.company-about-page {
  background: #FFFFFF;
  color: #07152B;
  overflow: hidden;
}

.company-about-page section {
  max-width: none;
}

.company-about-hero {
  position: relative;
  min-height: 760px;
  padding: 160px 20px 96px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  background:
    radial-gradient(circle at 50% 48%, rgba(52,120,255,0.08) 0, transparent 34%),
    linear-gradient(180deg, #FFFFFF 0%, #F8FBFF 100%);
}

.company-about-inner {
  position: relative;
  z-index: 2;
  max-width: 860px;
  width: 100%;
  text-align: center;
}

.about-kicker,
.about-section-label,
.about-vision span,
.about-contact span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #3478FF;
  font-size: 14px;
  font-weight: 850;
  letter-spacing: 0;
}

.about-kicker::before,
.about-section-label::before {
  content: "";
  width: 36px;
  height: 2px;
  margin-right: 12px;
  border-radius: 999px;
  background: linear-gradient(90deg, #3478FF, #00D7FF);
}

.company-about-hero h1 {
  max-width: 760px;
  margin: 22px auto 0;
  color: #07152B;
  font-size: clamp(42px, 5vw, 66px);
  line-height: 1.1;
  font-weight: 900;
  letter-spacing: 0;
}

.about-mission {
  max-width: 660px;
  margin: 46px auto 0;
}

.about-mission span {
  display: block;
  margin-bottom: 16px;
  color: #07152B;
  font-size: 17px;
  font-weight: 900;
}

.about-mission p {
  color: #4F5E70;
  font-size: clamp(18px, 2.15vw, 25px);
  line-height: 1.58;
  font-weight: 750;
}

.about-orbit,
.about-light {
  position: absolute;
  pointer-events: none;
}

.about-orbit {
  width: 360px;
  height: 180px;
  border: 1px solid rgba(52,120,255,0.20);
  border-bottom: 0;
  border-radius: 360px 360px 0 0;
}

.about-orbit::before {
  content: "";
  position: absolute;
  inset: 28px 28px 0;
  border: 1px solid rgba(0,215,255,0.20);
  border-bottom: 0;
  border-radius: 320px 320px 0 0;
}

.about-orbit-top {
  top: 104px;
  right: -72px;
  transform: rotate(-28deg);
}

.about-orbit-bottom {
  left: -100px;
  bottom: 74px;
  transform: rotate(154deg);
}

.about-light {
  width: 10px;
  height: 190px;
  border-radius: 999px;
  background: linear-gradient(180deg, rgba(52,120,255,0), rgba(52,120,255,0.65), rgba(0,215,255,0));
  filter: blur(0.2px);
}

.about-light-left {
  left: 12%;
  top: 214px;
}

.about-light-right {
  right: 15%;
  bottom: 148px;
}

.about-metrics {
  padding: 72px 20px;
}

.about-metrics-inner {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
}

.about-metric-card {
  min-height: 154px;
  padding: 22px 24px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  border-right: 1px solid #E4EAF0;
}

.about-metric-card:last-child {
  border-right: 0;
}

.about-metric-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  margin-bottom: 18px;
  border-radius: 16px;
  background: #EEF6FF;
  color: #3478FF;
}

.about-metric-card p {
  color: #647386;
  font-size: 15px;
  font-weight: 800;
}

.about-metric-card strong {
  margin-top: 8px;
  color: #07152B;
  font-size: clamp(23px, 2.4vw, 30px);
  line-height: 1.15;
  font-weight: 900;
}

.about-story-section,
.about-history-section,
.about-partners {
  padding: 88px max(20px, calc((100vw - 1120px) / 2));
}

.about-story-section {
  background: #F7F9FB;
}

.about-story-head {
  max-width: 680px;
  margin-bottom: 42px;
}

.about-story-head h2,
.about-partners h2,
.about-contact h2 {
  margin-top: 18px;
  color: #07152B;
  font-size: clamp(31px, 3.6vw, 46px);
  line-height: 1.18;
  font-weight: 900;
  letter-spacing: 0;
}

.about-story-list {
  display: grid;
  gap: 16px;
}

.about-story-card {
  position: relative;
  min-height: 210px;
  padding: 32px;
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: 36px;
  align-items: center;
  border: 1px solid #E4EAF0;
  border-radius: 28px;
  background: #FFFFFF;
  overflow: hidden;
  box-shadow: 0 24px 80px rgba(17,36,63,0.06);
}

.about-story-card::before {
  content: "";
  position: absolute;
  top: -70px;
  right: -70px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(52,120,255,0.16), transparent 68%);
}

.about-story-card > div {
  position: relative;
}

.about-story-arrow {
  position: absolute;
  top: 34px;
  right: 40px;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  border: 1px solid #DCE7F4;
}

.about-story-arrow::before {
  content: "";
  position: absolute;
  top: 17px;
  left: 14px;
  width: 16px;
  height: 16px;
  border-top: 3px solid #3478FF;
  border-right: 3px solid #3478FF;
  transform: rotate(45deg);
}

.about-story-index {
  position: absolute;
  top: -30px;
  left: 0;
  margin: 0;
  color: #3478FF;
  font-size: 14px;
  font-weight: 900;
}

.about-story-card h3 {
  max-width: 370px;
  margin-top: 0;
  color: #3478FF;
  font-size: clamp(24px, 2.6vw, 32px);
  line-height: 1.24;
  font-weight: 900;
}

.about-story-card > p {
  color: #647386;
  font-size: 16px;
  line-height: 1.78;
}

.about-vision {
  padding: 92px 20px;
  text-align: center;
  background:
    radial-gradient(circle at 24% 30%, rgba(52,120,255,0.22), transparent 30%),
    radial-gradient(circle at 76% 70%, rgba(0,215,255,0.16), transparent 32%),
    linear-gradient(180deg, #09090B 0%, #101019 100%);
}

.about-vision span {
  color: #70E4FF;
}

.about-vision p {
  max-width: 780px;
  margin: 22px auto 0;
  color: #FFFFFF;
  font-size: clamp(28px, 3.8vw, 46px);
  line-height: 1.22;
  font-weight: 900;
  letter-spacing: 0;
}

.about-history-section {
  background: #FFFFFF;
}

.about-history-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.about-history-grid article {
  padding: 32px;
  border-radius: 22px;
  background: #F7F9FB;
  border: 1px solid #E4EAF0;
}

.about-history-grid h3 {
  color: #07152B;
  font-size: 22px;
  font-weight: 900;
  margin-bottom: 24px;
}

.about-history-grid ol {
  display: grid;
  gap: 0;
  list-style: none;
}

.about-history-grid li {
  display: grid;
  grid-template-columns: minmax(150px, max-content) minmax(0, 1fr);
  gap: 18px;
  padding: 17px 0;
  border-top: 1px solid #E4EAF0;
}

.about-history-grid time {
  display: inline-flex;
  align-items: baseline;
  gap: 5px;
  color: #3478FF;
  font-size: 16px;
  font-weight: 900;
  line-height: 1.35;
  white-space: nowrap;
}

.about-history-grid time .history-term-ko {
  color: inherit;
  font: inherit;
}

.about-history-grid time .history-term-en {
  color: inherit;
  font-size: 13px;
  font-weight: 700;
}

.about-history-grid span {
  color: #4F5E70;
  font-size: 15px;
  line-height: 1.68;
  font-weight: 700;
}

.about-partners {
  text-align: center;
  background: #F7F9FB;
}

.about-partners .about-section-label::before {
  display: none;
}

.about-partner-grid {
  max-width: 900px;
  margin: 40px auto 0;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.about-partner-grid div {
  min-height: 96px;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid #E4EAF0;
  border-radius: 18px;
  background: #FFFFFF;
  color: #647386;
  font-size: 16px;
  font-weight: 900;
}

.about-contact {
  max-width: 1120px;
  margin: 0 auto;
  padding: 70px 20px 86px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 24px;
  align-items: end;
  background: #FFFFFF;
}

.about-contact span {
  justify-content: flex-start;
}

.about-contact a {
  color: #07152B;
  font-size: clamp(28px, 3.2vw, 42px);
  line-height: 1;
  font-weight: 900;
  text-decoration: none;
}

.about-contact p {
  grid-column: 1 / -1;
  color: #647386;
  font-size: 15px;
  font-weight: 800;
}

.company-about-page.about-script-ready .company-about-inner,
.company-about-page.about-script-ready .about-orbit,
.company-about-page.about-script-ready .about-light {
  will-change: transform, opacity;
}

.company-about-page.about-script-ready .about-kicker,
.company-about-page.about-script-ready .company-about-hero h1,
.company-about-page.about-script-ready .about-mission {
  opacity: 0;
  transform: translateY(28px);
}

.company-about-page.about-script-ready.about-loaded .about-kicker {
  animation: aboutHeroIn 0.8s cubic-bezier(.2,.8,.2,1) 0.08s forwards;
}

.company-about-page.about-script-ready.about-loaded .company-about-hero h1 {
  animation: aboutHeroIn 1s cubic-bezier(.2,.8,.2,1) 0.22s forwards;
}

.company-about-page.about-script-ready.about-loaded .about-mission {
  animation: aboutHeroIn 0.9s cubic-bezier(.2,.8,.2,1) 0.48s forwards;
}

.company-about-page.about-script-ready .about-orbit {
  opacity: 0;
}

.company-about-page.about-script-ready.about-loaded .about-orbit {
  animation: aboutOrbitIn 1.2s cubic-bezier(.2,.8,.2,1) 0.28s forwards, aboutOrbitFloat 9s ease-in-out 1.5s infinite alternate;
}

.company-about-page.about-script-ready.about-loaded .about-light {
  animation: aboutLightPulse 2.6s ease-in-out infinite alternate;
}

.about-reveal {
  opacity: 0;
  transform: translateY(46px);
  transition:
    opacity 0.85s cubic-bezier(.2,.8,.2,1),
    transform 0.85s cubic-bezier(.2,.8,.2,1);
  transition-delay: var(--about-delay, 0ms);
  will-change: opacity, transform;
}

.about-reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.about-story-card.about-reveal {
  transform: translateY(56px) scale(0.98);
}

.about-story-card.about-reveal.is-visible {
  transform: translateY(0) scale(1);
}

.about-partner-grid div.about-reveal {
  transform: translateY(34px) scale(0.96);
}

.about-partner-grid div.about-reveal.is-visible {
  transform: translateY(0) scale(1);
}

.company-about-page.about-script-ready .about-metric-icon svg,
.company-about-page.about-script-ready .about-story-arrow {
  transition: transform 0.35s ease;
}

.company-about-page.about-script-ready .about-metric-card:hover .about-metric-icon svg {
  transform: translateY(-2px) rotate(-8deg);
}

.company-about-page.about-script-ready .about-story-card:hover .about-story-arrow {
  transform: translate(4px, -4px);
}

.company-about-page.about-script-ready .about-history-grid li {
  opacity: 0;
  transform: translateX(-18px);
  transition:
    opacity 0.65s cubic-bezier(.2,.8,.2,1),
    transform 0.65s cubic-bezier(.2,.8,.2,1);
  transition-delay: var(--about-delay, 0ms);
}

.company-about-page.about-script-ready .about-history-grid article.is-visible li {
  opacity: 1;
  transform: translateX(0);
}

@keyframes aboutHeroIn {
  from {
    opacity: 0;
    transform: translateY(28px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes aboutOrbitIn {
  from {
    opacity: 0;
    filter: blur(8px);
  }
  to {
    opacity: 1;
    filter: blur(0);
  }
}

@keyframes aboutOrbitFloat {
  from {
    margin-top: 0;
  }
  to {
    margin-top: 18px;
  }
}

@keyframes aboutLightPulse {
  from {
    opacity: 0.28;
    transform: scaleY(0.82);
  }
  to {
    opacity: 0.82;
    transform: scaleY(1.08);
  }
}

@media (prefers-reduced-motion: reduce) {
  .company-about-page.about-script-ready .about-kicker,
  .company-about-page.about-script-ready .company-about-hero h1,
  .company-about-page.about-script-ready .about-mission,
  .company-about-page.about-script-ready .about-orbit,
  .company-about-page.about-script-ready.about-loaded .about-kicker,
  .company-about-page.about-script-ready.about-loaded .company-about-hero h1,
  .company-about-page.about-script-ready.about-loaded .about-mission,
  .company-about-page.about-script-ready.about-loaded .about-orbit,
  .company-about-page.about-script-ready.about-loaded .about-light,
  .about-reveal,
  .about-story-card.about-reveal,
  .about-partner-grid div.about-reveal,
  .company-about-page.about-script-ready .about-history-grid li {
    opacity: 1;
    transform: none;
    animation: none;
    transition: none;
  }
}

@media (max-width: 1024px) {
  .detail-dark-page .product-hero::after,
  .detail-dark-page .community-hero::after,
  .detail-dark-page .company-hero::after {
    top: 0;
    right: 0;
    bottom: 0;
    height: auto;
    width: 100%;
    border: 0;
    border-radius: 0;
    opacity: 0.16;
    transform: none;
  }

  .detail-dark-page .product-hero,
  .detail-dark-page .community-hero,
  .detail-dark-page .company-hero {
    min-height: auto;
    gap: 36px;
  }

  .product-card-grid {
    grid-template-columns: 1fr;
    max-width: 560px;
    margin: 0 auto;
  }

  .loan-product-card.featured {
    transform: none;
  }

  .product-process-line {
    gap: 28px;
  }

  .product-light-page .product-hero {
    min-height: 520px;
  }

  .product-light-page .product-hero-copy {
    padding-top: 118px;
  }

  .company-about-hero {
    min-height: 680px;
    padding: 132px 24px 82px;
  }

  .about-orbit {
    width: 260px;
    height: 130px;
  }

  .about-metrics {
    padding: 64px 24px;
  }

  .about-metrics-inner {
    grid-template-columns: repeat(2, 1fr);
  }

  .about-metric-card:nth-child(2) {
    border-right: 0;
  }

  .about-metric-card:nth-child(n+3) {
    border-top: 1px solid #E4EAF0;
  }

  .about-story-card,
  .about-history-grid,
  .about-contact {
    grid-template-columns: 1fr;
  }

  .about-story-card {
    gap: 28px;
  }

  .about-story-card > div {
    padding-top: 28px;
  }

  .about-story-index {
    top: 0;
  }

  .about-partner-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .pdf-viewer {
    width: calc(100% - 28px);
    padding: 18px 0 24px;
  }

  .pdf-viewer-header {
    grid-template-columns: 1fr;
    gap: 14px;
    align-items: flex-start;
  }

  .pdf-viewer-link {
    width: 100%;
  }

  .pdf-viewer-frame,
  .pdf-viewer-frame iframe {
    min-height: 68vh;
    border-radius: 14px;
  }

  .policy-hero {
    padding: 112px 18px 44px;
  }

  .policy-hero-inner > p:not(.policy-kicker) {
    font-size: 14px;
  }

  .policy-content {
    padding: 34px 16px 64px;
  }

  .policy-document {
    padding: 28px 20px;
    border-radius: 18px;
  }

  .policy-document-head {
    padding-bottom: 24px;
  }

  .policy-section {
    padding: 28px 0;
  }

  .policy-section h3 {
    font-size: 18px;
  }

  .policy-document-head p,
  .policy-section p,
  .policy-section li {
    font-size: 13px;
  }

  .policy-table {
    min-width: 860px;
    font-size: 12px;
  }

  .policy-table th,
  .policy-table td {
    padding: 13px;
  }

  .policy-help-grid {
    grid-template-columns: 1fr;
  }

  .floating-loan-cta {
    bottom: calc(14px + env(safe-area-inset-bottom, 0px));
    width: calc(100% - 28px);
    min-height: 54px;
    padding: 0 20px;
    border-radius: 16px;
    font-size: 16px;
  }

  .home-page .site-footer,
  .product-light-page .site-footer {
    padding-bottom: 116px;
  }

  .detail-dark-page .site-header {
    padding: 12px 0;
    background: var(--hero-dark-background);
    backdrop-filter: blur(16px);
  }

  .guide-light-page .site-header,
  .product-light-page .site-header,
  .company-light-page .site-header {
    padding: 12px 0;
    background: #FFFFFF;
    backdrop-filter: none;
  }

  .home-page .site-header.scrolled,
  .guide-light-page .site-header.scrolled,
  .product-light-page .site-header.scrolled,
  .company-light-page .site-header.scrolled {
    background: #FFFFFF;
    backdrop-filter: none;
  }

  .product-light-page .product-hero {
    min-height: 393px;
    padding: 0 18px;
  }

  .product-light-page .product-hero-copy {
    padding-top: 92px;
  }

  .product-main-title {
    font-size: 32px;
    line-height: 1.16;
  }

  .product-main-title span {
    margin-top: 4px;
    font-size: 26px;
    line-height: 1.24;
  }

  .product-main-button {
    min-height: 50px;
    margin-top: 22px;
    padding: 0 24px;
    font-size: 15px;
  }

  .product-building-pc {
    display: none;
  }

  .product-building-mobile {
    display: block;
    width: min(250px, 78vw);
  }

  .company-about-hero {
    min-height: 560px;
    padding: 116px 18px 64px;
  }

  .company-about-hero h1 {
    font-size: 34px;
    line-height: 1.18;
  }

  .about-mission {
    margin-top: 32px;
  }

  .about-mission p {
    font-size: 17px;
    line-height: 1.65;
  }

  .about-orbit {
    width: 190px;
    height: 95px;
  }

  .about-orbit-top {
    right: -86px;
  }

  .about-orbit-bottom {
    left: -94px;
  }

  .about-light {
    display: none;
  }

  .about-metrics {
    padding: 44px 18px;
  }

  .about-metrics-inner {
    grid-template-columns: 1fr;
  }

  .about-metric-card,
  .about-metric-card:nth-child(2),
  .about-metric-card:nth-child(n+3) {
    min-height: auto;
    padding: 22px 4px;
    border-right: 0;
    border-top: 1px solid #E4EAF0;
  }

  .about-metric-card:first-child {
    border-top: 0;
  }

  .about-story-section,
  .about-history-section,
  .about-partners {
    padding: 58px 18px;
  }

  .about-story-head {
    margin-bottom: 30px;
  }

  .about-story-head h2,
  .about-partners h2,
  .about-contact h2 {
    font-size: 29px;
    line-height: 1.24;
  }

  .about-story-card {
    min-height: auto;
    padding: 24px 20px;
    border-radius: 20px;
  }

  .about-story-arrow {
    top: 20px;
    right: 20px;
    width: 36px;
    height: 36px;
  }

  .about-story-arrow::before {
    top: 12px;
    left: 11px;
    width: 12px;
    height: 12px;
  }

  .about-story-card h3 {
    font-size: 24px;
    line-height: 1.3;
  }

  .about-story-card > p {
    font-size: 15px;
    line-height: 1.75;
  }

  .about-vision {
    padding: 68px 18px;
  }

  .about-vision p {
    font-size: 27px;
    line-height: 1.3;
  }

  .about-history-grid article {
    padding: 24px 20px;
    border-radius: 20px;
  }

  .about-history-grid h3 {
    margin-bottom: 18px;
    font-size: 21px;
  }

  .about-history-grid li {
    grid-template-columns: 1fr;
    gap: 6px;
    padding: 15px 0;
  }

  .about-history-grid time {
    font-size: 15px;
  }

  .about-history-grid span {
    font-size: 14px;
  }

  .about-partner-grid {
    grid-template-columns: 1fr;
    margin-top: 26px;
  }

  .about-partner-grid div {
    min-height: 76px;
    font-size: 15px;
  }

  .about-contact {
    padding: 50px 18px 66px;
    gap: 16px;
  }

  .about-contact a {
    font-size: 28px;
  }

  .faq-hero {
    padding: 112px 18px 42px;
    text-align: left;
  }

  .faq-workspace {
    padding: 0 18px 64px;
  }

  .faq-toolbar,
  .faq-compose-head,
  .faq-compose-actions {
    align-items: flex-start;
    flex-direction: column;
  }

  .faq-write-button,
  .faq-compose-actions button {
    width: 100%;
  }

  .faq-compose {
    padding: 20px;
  }

  .faq-compose-modal {
    padding: 16px;
  }

  .faq-compose-panel {
    max-height: calc(100vh - 32px);
    padding: 22px;
    border-radius: 16px;
  }

  .faq-compose-grid,
  .faq-compose-row,
  .faq-item summary {
    grid-template-columns: 1fr;
  }

  .faq-private-form {
    grid-template-columns: 1fr;
  }

  .faq-item summary {
    gap: 8px;
    min-height: auto;
    padding: 22px 0;
  }

  .faq-answer {
    padding: 0 0 24px;
  }

  .community-forum-page {
    padding: 104px 18px 64px;
  }

  .community-forum-head,
  .review-compose-head,
  .review-compose-actions {
    align-items: flex-start;
    flex-direction: column;
  }

  .community-write-button,
  .review-compose-actions button {
    width: 100%;
  }

  .review-compose {
    padding: 22px 18px;
  }

  .review-compose-grid,
  .review-post {
    grid-template-columns: 1fr;
  }

  .review-post-stats {
    justify-content: flex-start;
  }

  .detail-dark-page .product-hero,
  .detail-dark-page .community-hero,
  .detail-dark-page .company-hero {
    padding-top: 108px;
    padding-bottom: 58px;
    gap: 28px;
  }

  .detail-dark-page .product-hero h1,
  .detail-dark-page .community-hero h1,
  .detail-dark-page .company-hero h1 {
    font-size: 34px;
    line-height: 1.18;
  }

  .detail-dark-page .product-summary-panel,
  .detail-dark-page .community-write-panel,
  .detail-dark-page .company-fact-card {
    min-height: auto;
    padding: 24px 20px;
  }

  .detail-dark-page .product-summary-panel::before,
  .detail-dark-page .community-write-panel::before {
    display: none;
  }

  .product-catalog-section,
  .product-process-section {
    padding: 58px 16px;
  }

  .loan-product-card {
    min-height: auto;
    padding: 30px 24px 24px;
  }

  .loan-product-icon {
    margin-bottom: 28px;
  }

  .loan-product-card h3 {
    font-size: 22px;
  }

  .loan-product-terms {
    margin: 26px 0 24px;
  }

  .product-process-line {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .product-process-line::before {
    top: 0;
    bottom: 0;
    left: 50%;
    right: auto;
    width: 3px;
    height: auto;
    transform: translateX(-50%);
    opacity: 0.35;
  }

  .process-step-item {
    padding: 0 0 12px;
  }

  .process-icon-wrap {
    width: 104px;
    height: 104px;
    margin-bottom: 22px;
  }

  .product-process-line h3 {
    font-size: 22px;
  }

  .admin-shell {
    padding: 18px;
  }

  .admin-login-card {
    margin-top: 8vh;
    padding: 28px 22px;
  }

  .admin-topbar,
  .admin-toolbar {
    align-items: stretch;
    grid-template-columns: 1fr;
  }

  .admin-topbar {
    flex-direction: column;
  }

  .admin-topbar button,
  .admin-toolbar button {
    width: 100%;
  }

  .admin-view-tabs {
    width: 100%;
    display: grid;
    grid-template-columns: 1fr 1fr;
    border-radius: 16px;
  }

  .admin-summary-grid,
  .admin-content-grid {
    grid-template-columns: 1fr;
  }

  .admin-summary-grid article {
    padding: 20px;
  }

  .admin-detail-card {
    position: static;
  }

  .admin-detail-row {
    grid-template-columns: 1fr;
    gap: 4px;
  }
}